Lake County property record for 38869 Sunset Trl, Willoughby, OH 44094
| Property Type | Residential |
|---|---|
| Details | 3 bd · 1 ba · 1,410 sqft · built 1930 |
| Lot Size | 0.196 acres (8,551 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $2,212 (2023) |
| Deeds & Mortgages | Apr 2020 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-L-00-014-0 |
| Primary APN | 27-B-057-L-00-014-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft |
| Year Built | Built 1930 |
|---|---|
| Lot Area | 8,551 sqft (0.196 acres) |
| Lot Dimensions | 190 ft deep x 45 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 19 |
|---|---|
| Street Address | 38869 SUNSET TRL |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7223 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 4 DOUGLASS & 16 TRACT |
| Legal Subdivision | ARROWHEAD BEACH ALLOTMENT |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 201700 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 38869 SUNSET TRL, WILLOUGHBY, OH 44094-7223 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 10, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FED'L BK/THE MIDWEST |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L BK/THE MIDWEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2002 |
| Transfer Doc | 0000014416 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38869 SUNSET TRL, WILLOUGHBY, OH 44094-7223 |
| Document Number | 0000009519 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38869 SUNSET TRL WILLOUGHBY OH 440947223, WILLOUGHBY, OH 44094-7223 |
| Document Number | 0000009519 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 9519 |
| Name | FIRST FED'L BK/THE MIDWEST |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44501-1111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 15, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38869 SUNSET TRL, WILLOUGHBY, OH 44094-7223 |
| Document Number | 0000004957 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | KINGDOM TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | SUNSET TRL WILLOUGHBY OH 44094, WILLOUGHBY, OH 44094 |
| Document Number | 0000004957 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 4957 |
| Name | FIRST FED'L BK/THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,212.00 (+47.86%) Homeowner's exemption | $23,370 (-) Land $22,010 Building $1,360 | |
| 2022 | $1,496.00 | $23,370 Land $22,010 Building $1,360 | |
| 2021 | $66,770 Land $62,880 Building $3,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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