38860 Bell Rd, Willoughby, OH 44094 Property Records

Lake County property record for 38860 Bell Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,296 sqft · built 1999
Lot Size0.681 acres (29,704 sqft)
Owner2 Owner Names on Record
Last Sale$236,800 (Aug 1999)
Tax Bill$9,873 (2023)
Flood ZoneZone X (minimal risk)
APN27-B-049-D-00-018-0

Property Details

APN / Parcel Number

Primary APN27-B-049-D-00-018-0
Alternative APN
  • 201

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,296 sqft Living Area
Gross Area2,476 sqft
1st Floor Area1,000 sqft
Basement Area180 sqft
Unfinished Basement180 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area29,704 sqft (0.681 acres)
Garage Area516 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchPorch
Porch Area104 sqft
Deck Area116 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number201
Street Address38860 BELL RD
CityWILLOUGHBY
StateOH
Zip44094-7526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 GORE TRACT PART OF S/L 5
Legal SubdivisionPATRIOT SUBDIVISION
Legal Lot Number15
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2007
Census Tract201600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address38860 BELL RD, WILLOUGHBY, OH 44094-7526

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 1999 · Amount on Record
Deed SaleAug 13, 1999 · Amount on Record
Deed Document Number3303
Deed Book / Page1043 / 441
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$9,873.00 (+54.56%) Homeowner's exemption$104,280 (-) Land $25,480 Building $78,800
2022$6,388.00 Homeowner's exemption$104,280 Land $25,480 Building $78,800
2021$297,940 Land $72,790 Building $225,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereAQUA OHIO - MENTOR
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bell Rd

Nearby Streets

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