3886 Shady Ln, Bunnell, FL 32110 Property Records

Flagler County property record for 3886 Shady Ln, Bunnell, FL 32110

Property Summary

Property Type	Mobile Home
Details	2 ba · 960 sqft · built 1970
Lot Size	1.13 acres (49,484 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Dec 2025)
Tax Bill	$860 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-12-28-1800-01220-0100`

Property Details

APN / Parcel Number

Primary APN	`13-12-28-1800-01220-0100`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,160 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Metal
Construction Type	Wood
Roof Type	Flat
Roof Material	Metal
Lot Area	49,484 sqft (1.13 acres)
Lot Width	165 ft Width
Garage Type	Detached
Garage Area	1,440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3886 SHADY LN
City	BUNNELL
State	FL
Zip	32110-4874
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MH-1
Legal Description	DAYTONA NORTH SUBD BLOCK 122 LOT 10 OR 242 PG 939 OR 245 PG 889
Legal Range	28E
Legal Township	12S
Legal Section	13
Legal Subdivision	DAYTONA NORTH SUB
Legal Block	122
Legal Lot Number	10
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2232
Census Tract	60206

Owner

3886 Shady Ln, a mobile home, is owned and occupied by an individual who bought it in December 2025.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3886 SHADY LN, BUNNELL, FL 32110-4874
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Sep 12, 2024 · Amount on File
Deed Document Number	2025048218
Deed Book / Page	3009 / 1272
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 1, 2025
Property Address	3886 SHADY LN, BUNNELL, FL 32110-4874
Document Number	0030091272
Book / Page	3009 / 1272
Map Reference	MB 10 PG 1-15
Instrument Date	Nov 5, 2025
Instrument	2025048218
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 FELWOOD LN, PALM COAST, FL 32137-9242

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3886 SHADY LN, BUNNELL, FL 32110-4874

Mortgage

Document Number	0030091274
Date	Dec 1, 2025
Instrument	3009/1274

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3886 Shady Ln was $860, down 29.6% from the year before.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$860.00 (-29.62%)	$62,630 (+3.19%) Land $25,000 Building $37,630	$62,630 (+3.19%) Land $25,000 Building $37,630
2024	$1,222.00 (-4.53%)	$60,692 (+0.73%) Land $22,500 Building $38,192	$60,692 (+0.73%) Land $22,500 Building $38,192
2023	$1,280.00 (+15.21%)	$60,254 (+3.33%) Land $21,500 Building $38,754	$60,254 (+3.33%) Land $21,500 Building $38,754
2022	$1,111.00	$58,315 Land $19,000 Building $39,315	$58,315 Land $19,000 Building $39,315

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3886 Shady Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	3 (2001–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3886 Shady Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20