Anne Arundel County property record for 3886 Ponder Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,304 sqft · built 1996 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Mar 2010) |
| Tax Bill | $6,276 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 01-625-06685050 |
| Primary APN | 01-625-06685050 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 1,632 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 62506685050 |
|---|---|
| Street Address | 3886 PONDER DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 1 BK A PONDER COVE |
| Legal Subdivision | PONDER COVE |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 701202 |
3886 Ponder Dr is owned and occupied by two individuals who bought it in March 2010.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3886 PONDER DR, EDGEWATER, MD 21037-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2010 · Amount on File |
| Deed Sale | Mar 30, 2010 · Amount on File |
| Prior Sale | Jan 31, 2005 · Amount on File |
| Deed Document Number | 20109087 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3886 Ponder Dr was $6,276.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557,800 Land $247,200 Building $310,600 | $557,800 Land $247,200 Building $310,600 | |
| 2025 | $6,276.00 | ||
| 2023 | $5,121.00 | $469,000 Land $235,100 Building $233,900 | $469,000 Land $235,100 Building $233,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3886 Ponder Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 165 policies |
| Nearby Flood Policies | 165 in force |
| Nearby Flood Claims | 15 (2003–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3886 Ponder Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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