Leon County property record for 3886 Gaffney Loop, Tallahassee, FL 32303
| Property Type | Townhouse |
|---|---|
| Details | 984 sqft · built 1994 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,900 (Dec 2021) |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-16-60-F-011-2 |
| Primary APN | 21-16-60-F-011-2 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 984 sqft Living Area |
| Gross Area | 1,023 sqft |
| 1st Floor Area | 984 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Exterior Material | Siding Sheathing |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 15 sqft |
| Utility Building | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3886 GAFFNEY LOOP |
|---|---|
| City | TALLAHASSEE |
| State | FL |
| Zip | 32303-1207 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MR1 |
| Legal Description | SETTLERS CREEK ADDITION LOT 11 UNIT C BLOCK F OR 1747/347 |
| Legal Range | 1W |
| Legal Township | 1N |
| Legal Section | 16 |
| Legal Subdivision | SETTLERS CREEK ADDITION |
| Legal Block | F |
| Legal Lot Number | 11 |
| Jurisdiction | LEON FL |
| Township / Civil Division | NORTHWEST LEON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2205 |
3886 Gaffney Loop, a townhouse, is owned and occupied by an individual who bought it in December 2021.
Source: Leon County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Mar 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Dec 22, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on File |
| Deed Sale | Dec 22, 2021 · Amount on File |
| Prior Sale | Aug 5, 2008 · Amount on File |
| Deed Document Number | 202191004 |
| Deed Book / Page | 5680 / 1455 |
| Prior Transfer Date | Jan 15, 2020 |
| Prior Transfer Doc | 0054040227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEON FL |
| Recording Date | Sep 23, 2026 |
| Property Address | 3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207 |
| Document Number | 0000052960 |
| Book / Page | 6213 / 468 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202652960 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207 |
| Document Number | 0000052960, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 6213/468 |
| Instrument | 202652960 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 304 Months |
| Due | Jan 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEON FL |
| Property Address | 3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207 |
| Document Number | 0059351939 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 5935/1939 |
| Instrument | 20240014834 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEON FL |
| Recording Date | Dec 22, 2021 |
| Property Address | 3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207 |
| Document Number | 0056801455 |
| Book / Page | 5680 / 1455 |
| Map Reference | MB 10 PG 68 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 20210091004 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | CAPITAL HILLS TITLE SVCS, CAPITAL HILLS TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $881.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12793 52ND ST, LIVE OAK, FL 32060-8306 |
| Name | Verified Name |
|---|---|
| Address | 3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207 |
| Document Number | 0056801457 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 5680/1457 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 3886 Gaffney Loop was $1,353 with a homeowner's exemption.
Source: Leon County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Leon County |
| Municipality | Tallahassee City |
| Unified School District | Leon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,353.00 Homeowner's exemption | $114,012 | $141,372 Land $35,000 Building $106,372 |
| 2023 | $1,250.00 (+7.85%) Homeowner's exemption | $115,343 (+10.44%) Land $30,000 Building $85,343 | $115,343 (+10.44%) Land $30,000 Building $85,343 |
| 2022 | $1,159.00 Homeowner's exemption | $104,439 Land $25,000 Building $79,439 | $104,439 Land $25,000 Building $79,439 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3886 Gaffney Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3886 Gaffney Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TALLAHASSEE serves 200,480 people · EPA ID FL1370655 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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