3886 Gaffney Loop, Tallahassee, FL 32303 Property Records

Leon County property record for 3886 Gaffney Loop, Tallahassee, FL 32303

Property Summary

Property TypeTownhouse
Details984 sqft · built 1994
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$125,900 (Dec 2021)
Tax Bill$1,353 (2025)
Deeds & MortgagesSep 2026 Mortgage
Mar 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-16-60-F-011-2

Property Details

APN / Parcel Number

Primary APN21-16-60-F-011-2
Alternative APNs
  • 21-16-60-00F-011.2
  • 2116202010000

Interior

Stories1 Story
Building Area984 sqft Living Area
Gross Area1,023 sqft
1st Floor Area984 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTownhouse
Exterior MaterialSiding Sheathing
Foundation TypePier/Post & Beam
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
PorchFinished/Open Porch
Porch Area15 sqft
Utility Building24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3886 GAFFNEY LOOP
CityTALLAHASSEE
StateFL
Zip32303-1207
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMR1
Legal DescriptionSETTLERS CREEK ADDITION LOT 11 UNIT C BLOCK F OR 1747/347
Legal Range1W
Legal Township1N
Legal Section16
Legal SubdivisionSETTLERS CREEK ADDITION
Legal BlockF
Legal Lot Number11
JurisdictionLEON FL
Township / Civil DivisionNORTHWEST LEON
Census Block Group3
Census Block3001
Census Tract2205

Owner

3886 Gaffney Loop, a townhouse, is owned and occupied by an individual who bought it in December 2021.

Source: Leon County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Mar 21, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Dec 22, 2021Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2021 · Amount on File
Deed SaleDec 22, 2021 · Amount on File
Prior SaleAug 5, 2008 · Amount on File
Deed Document Number202191004
Deed Book / Page5680 / 1455
Prior Transfer DateJan 15, 2020
Prior Transfer Doc0054040227
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEON FL
Recording DateSep 23, 2026
Property Address3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207
Document Number0000052960
Book / Page6213 / 468
Instrument DateSep 10, 2026
Instrument202652960
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207

Mortgage

Document Number0000052960,
DateSep 23, 2026
Book Page6213/468
Instrument202652960
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term304 Months
DueJan 1, 2052
Interest
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEON FL
Property Address3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207

Mortgage

Document Number0059351939
DateMar 21, 2024
Book Page5935/1939
Instrument20240014834
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term334 Months
DueJan 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEON FL
Recording DateDec 22, 2021
Property Address3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207
Document Number0056801455
Book / Page5680 / 1455
Map ReferenceMB 10 PG 68
Instrument DateDec 20, 2021
Instrument20210091004
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyCAPITAL HILLS TITLE SVCS, CAPITAL HILLS TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$881.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12793 52ND ST, LIVE OAK, FL 32060-8306

Transferred To (Grantee/Buyer)

NameVerified Name
Address3886 GAFFNEY LOOP, TALLAHASSEE, FL 32303-1207

Mortgage

Document Number0056801457
DateDec 22, 2021
Instrument5680/1457
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3886 Gaffney Loop was $1,353 with a homeowner's exemption.

Source: Leon County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLeon County
MunicipalityTallahassee City
Unified School DistrictLeon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,353.00 Homeowner's exemption$114,012$141,372 Land $35,000 Building $106,372
2023$1,250.00 (+7.85%) Homeowner's exemption$115,343 (+10.44%) Land $30,000 Building $85,343$115,343 (+10.44%) Land $30,000 Building $85,343
2022$1,159.00 Homeowner's exemption$104,439 Land $25,000 Building $79,439$104,439 Land $25,000 Building $79,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3886 Gaffney Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3886 Gaffney Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TALLAHASSEE
serves 200,480 people · EPA ID FL1370655
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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