Polk County property record for 3886 Bedford Ave, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,322 sqft · built 2017 |
| Lot Size | 0.139 acres (6,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $424,000 (Apr 2022) |
| Tax Bill | $5,129 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Oct 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687554-000480 |
| Primary APN | 26-29-13-687554-000480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 2,884 sqft |
| 1st Floor Area | 2,322 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,064 sqft (0.139 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 562 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 175 sqft |
| Street Address | 3886 BEDFORD AVE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-5214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRADITIONS PHASE 2 PB 141 PGS 37-40 LOT 48 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | TRADITIONS PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 687554 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 14401 |
Source: Polk County records · APN 26-29-13-687554-000480
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3886 BEDFORD AVE, WINTER HAVEN, FL 33884-5214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 06, 2022 | Warranty Deed, Transfer LAKELAND TITLE LLC |
| Oct 18, 2017 | Grant Deed, Subdivision Related Transfer NORTH AMERICAN TITLE |
| Jul 07, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2022 · Amount on Record |
| Deed Sale | Apr 06, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2017 · Amount on Record |
| Deed Document Number | 202293046 |
| Deed Book / Page | 12196 / 798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 06, 2022 |
| Property Address | 3886 BEDFORD AVE, WINTER HAVEN, FL 33884-5214 |
| Document Number | 0000093046 |
| Book / Page | 12196 / 798 |
| Map Reference | MB 141 PG 37 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 2022093046 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,968.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 SIBERIAN CYPRESS CIR, 316, WINTER HAVEN, FL 33881-5517 |
| Name | Verified Name |
|---|---|
| Address | 3886 BEDFORD AVE, WINTER HAVEN, FL 33884-5214 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 18, 2017 |
| Property Address | 3886 BEDFORD AVE, WINTER HAVEN, FL 33884-5214 |
| Document Number | 0102890825 |
| Book / Page | 010289 / 000825 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 198825 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,726.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3886 BEDFORD AVE WINTER HAVEN FL 338845214, WINTER HAVEN, FL 33884-5214 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 07, 2017 |
| Property Address | 3886 BEDFORD AVE, WINTER HAVEN, FL 33884-5214 |
| Document Number | 0101971060 |
| Book / Page | 010197 / 001060 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 128939 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,692.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6750 FORUM DR #310 ORLANDO FL 328218088, 310, ORLANDO, FL 32821-8088 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,129.00 (+1.02%) Homeowner's exemption | $317,759 (+1.95%) Land $60,000 Building $257,759 | $317,759 (+1.95%) Land $60,000 Building $257,759 |
| 2023 | $5,077.00 (+117.15%) Homeowner's exemption | $311,687 (+88.18%) Land $58,000 Building $253,687 | $311,687 (+8.26%) Land $58,000 Building $253,687 |
| 2022 | $2,338.00 | $165,635 | $287,902 Land $48,000 Building $239,902 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050144011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force 31 of 35 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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