38852 Tower Rd, Albemarle, NC 28001 Property Records

Stanly County property record for 38852 Tower Rd, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1954
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,000 (Apr 2019)
Tax Bill	$1,324 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`665001378899`

Property Details

APN / Parcel Number

Primary APN	`665001378899`
Alternative APNs	`1524130` `25519`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	72,745 sqft (1.67 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1524130
Street Address	38852 TOWER RD
City	ALBEMARLE
State	NC
Zip	28001-7942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 38852 TOWER RD 665000040
Legal Subdivision	SURVEY FOR RUBY M WATKINS
Jurisdiction	STANLY NC
Township / Civil Division	HARRIS
Census Block Group	3
Census Block	3013
Census Tract	930102

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38852 TOWER RD, ALBEMARLE, NC 28001-7942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 26, 2018	Grant Deed, Transfer SERVICELINK
Aug 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	2019408683
Deed Book / Page	1667 / 1254
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	38852 TOWER RD, ALBEMARLE, NC 28001-7942
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442255
Date	Jan 11, 2022
Book Page	1771/910
Instrument	442255

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Apr 11, 2019
Property Address	38852 TOWER RD, ALBEMARLE, NC 28001-7942
Document Number	0000408683
Book / Page	001667 / 001254
Instrument Date	Mar 27, 2019
Instrument	408683
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$382.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38822 TOWER RD ALBEMARLE NC 28001, ALBEMARLE, NC 28001

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANLY NC
Recording Date	Oct 26, 2018
Property Address	38852 TOWER RD, ALBEMARLE, NC 28001-7942
Document Number	0000404618
Book / Page	001656 / 001042
Instrument Date	Oct 17, 2018
Instrument	404618
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32837 POPLAR LANE RD ALBEMARLE NC 280017357, ALBEMARLE, NC 28001-7357

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STANLY NC
Recording Date	Aug 10, 2017
Property Address	38852 TOWER RD, ALBEMARLE, NC 28001-7942
Document Number	0000393058
Book / Page	001619 / 000640
Instrument Date	Jul 18, 2017
Instrument	393058
Transaction Type	Foreclosure
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,324.00 (+10.7%)	$225,399 (+29.53%) Land $35,695 Building $189,704	$225,399 (+29.53%) Land $35,695 Building $189,704
2023	$1,196.00	$174,016 Land $19,685 Building $154,331	$174,016 Land $19,685 Building $154,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1997–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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