Ray County property record for 38850 W Saint Cloud Cir, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,782 sqft · built 2004 |
| Lot Size | 9.94 acres (432,986 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,760 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-05-15-00-000-001.005 |
| Primary APN | 11-05-15-00-000-001.005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| Basement Area | 1,782 sqft |
| Unfinished Basement | 1,782 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 432,986 sqft (9.94 acres) |
| Patio Area | 243 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 38850 W SAINT CLOUD CIR |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-8713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 SWEET OAKS II S/D BEG AT A PT 662.66' S OF NW COR OF NE1/4 OF NE1/4 TH:E 653.14' S 662.98' W 653.27' N 662.66' TO POB |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 15 |
| Legal Subdivision | SWEET OAKS II S D |
| Legal Lot Number | 2 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 80001 |
Source: Ray County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38850 W SAINT CLOUD CIR, RICHMOND, MO 64085-8713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,760.00 (+6.22%) | $28,650 (+5.95%) Land $3,510 Building $25,140 | $158,670 (+6.19%) Land $24,090 Building $134,580 |
| 2024 | $1,657.00 (+14.12%) | $27,040 (+13.71%) Land $3,510 Building $23,530 | |
| 2023 | $149,420 (+14.69%) Land $24,090 Building $125,330 | ||
| 2022 | $1,452.00 | $23,780 Land $3,190 Building $20,590 | |
| 2021 | $130,280 Land $21,900 Building $108,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 57% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY CONS PWSD 2 serves 9,360 people · EPA ID MO1024511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Air Link Rural Broadband Fixed Wireless | 25 / 3 |
May also be available: Spectrum, T-Mobile, United Fiber.
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