38850 Bower Rd, Scio, OH 43988 Property Records

Harrison County property record for 38850 Bower Rd, Scio, OH 43988

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,064 sqft · built 1997
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-0000289.000`

Property Details

APN / Parcel Number

Primary APN	`20-0000289.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	38850 BOWER RD
City	SCIO
State	OH
Zip	43988-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R5 T12 S31 SE 0.4016A 38850 BOWER RD VOL 290/3236
Legal Range	05W
Legal Township	12N
Legal Section	31
Jurisdiction	HARRISON OH
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3030
Census Tract	975700

Owner

Source: Harrison County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38850 BOWER RD, SCIO, OH 43988-9797
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024
Deed Sale	Dec 6, 2024
Prior Sale	Apr 3, 2012 · Amount on Record
Deed Document Number	20244427
Deed Book / Page	290 / 3236
Prior Transfer Date	Nov 7, 2024
Prior Transfer Doc	00290/3236
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	38850 BOWER RD, SCIO, OH 43988-9797
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	267/5832
Date	Sep 6, 2019
Book Page	267/5832
Instrument	201900002763

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	North Township
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,171.00 (+0.09%) Homeowner's exemption Additional exemption filed	$30,690 (-) Land $3,700 Building $26,990
2024	$1,170.00 (+1.21%) Homeowner's exemption Additional exemption filed	$30,690 (-) Land $3,700 Building $26,990
2023	$1,156.00 (+20.42%) Homeowner's exemption Additional exemption filed	$30,690 (+24.5%) Land $3,700 Building $26,990	$87,680 (+24.49%) Land $10,570 Building $77,110
2022	$960.00 Homeowner's exemption Additional exemption filed	$24,650 Land $3,360 Building $21,290
2020			$70,430 Land $9,600 Building $60,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2007)
Most Recent Claim	Mar 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCIO PWS serves 690 people · EPA ID OH3401312
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Smart Way Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bower Rd

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