3885 Ridgelane Dr, Henderson, KY 42420 Property Records

Henderson County property record for 3885 Ridgelane Dr, Henderson, KY 42420

Property Summary

Property TypeVacant Land
Lot Size0.378 acres (16,500 sqft)
Owner2 Individual Names on Record
Last Sale$6,000 (Jul 1990)
Tax Bill$221 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN96C-23

Property Details

APN / Parcel Number

Primary APN96C-23
Alternative APNs
  • 42620
  • 53002

Exterior

Lot Area16,500 sqft (0.378 acres)
Lot Dimensions165 ft deep x 100 ft wide

Location & Zoning

Account Number53002
Street Address3885 RIDGELANE DR
CityHENDERSON
StateKY
Zip42420-9742
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeRESIDENTIAL
Legal DescriptionVACANT LOT
Legal SubdivisionRIDGEWOOD
JurisdictionHENDERSON KY
Township / Civil DivisionSPOTTSVILLE
Census Block Group3
Census Block3024
Census Tract20704

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3889 RIDGELANE DR, HENDERSON, KY 42420-9742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 1990 · Amount on Record
Deed SaleJul 1, 1990 · Amount on Record
Deed Document Number0000407319
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address3885 RIDGELANE DR, HENDERSON, KY 42420-9742
Transaction TypeMortgage
Record UpdatedJan 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1433/410
DateDec 14, 2023
Book PageMT1433/410
Instrument2023011114
Lender
NameLIBERTY FCU
TypeCredit Union
AddressEVANSVILLE, IN 47715
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$221.00 (-0.45%)$15,000 (-)$15,000 (-)
2023$222.00$15,000$15,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2018–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgelane Dr

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