Sumter County property record for 3885 Ramsey Rd, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,340 sqft · built 1964 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,900 (Nov 2021) |
| Tax Bill | $634 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-00-02-004 |
| Primary APN | 212-00-02-004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 1,583 sqft |
| 1st Floor Area | 1,340 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 266 sqft |
| Carport | Carport |
| Carport Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered/Finished Porch |
| Utility Building | 67 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 32415 |
|---|---|
| Street Address | 3885 RAMSEY RD |
| City | SUMTER |
| State | SC |
| Zip | 29154-8716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | Z22-68 150X300 FT - |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | PRIVATEER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1904 |
Source: Sumter County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3885 RAMSEY RD, SUMTER, SC 29154-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU |
| Nov 17, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Deed Book / Page | 1294 / 1740 |
| Prior Transfer Date | Oct 21, 2010 |
| Prior Transfer Doc | 0011460124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 3885 RAMSEY RD, SUMTER, SC 29154-8716 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 0012874221 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 1287/4221 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 3885 RAMSEY RD, SUMTER, SC 29154-8716 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012301273 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 1230/1273 |
| Instrument | 123001273 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 17, 2021 |
| Property Address | 3885 RAMSEY RD, SUMTER, SC 29154-8716 |
| Document Number | 0012941740 |
| Book / Page | 1294 / 1740 |
| Map Reference | MB Z-22 PG 68 |
| Instrument Date | Nov 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $614.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3885 RAMSEY RD, SUMTER, SC 29154-8716 |
| Document Number | 0012941745 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 1294/1745 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $634.00 (+0.96%) | $3,720 (-) Land $380 Building $3,340 | $92,988 (-) Land $9,500 Building $83,488 |
| 2023 | $628.00 (+0.32%) | $3,720 (-) Land $380 Building $3,340 | $92,988 (-) Land $9,500 Building $83,488 |
| 2022 | $626.00 | $3,720 Land $380 Building $3,340 | $92,988 Land $9,500 Building $83,488 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 81% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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