3885 Kerwin Dr, Memphis, TN 38128 Property Records

Shelby County property record for 3885 Kerwin Dr, Memphis, TN 38128

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1980
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on Record
Last Sale$51,026 (Jun 1996)
Tax Bill$715 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN09-0058-0-0169

Property Details

APN / Parcel Number

Primary APN09-0058-0-0169

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Utility Area90 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions125 ft deep x 69 ft wide
Garage TypeCarport
Garage Area190 sqft
CarportCarport
Carport Area190 sqft
Parking Spaces4 Parking Spaces
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3885 KERWIN DR
CityMEMPHIS
StateTN
Zip38128-6704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionWS KERWIN DR
Legal SubdivisionRALEIGH FARM REV SEC B-1
Legal Lot Number182
JurisdictionSHELBY TN
Township / Civil Division6
Census Block Group2
Census Block2004
Census Tract20524

Owner

Source: Shelby County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3885 KERWIN DR, MEMPHIS, TN 38128-6704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 1996 · Amount on Record
Deed SaleJun 26, 1996 · Amount on Record
Deed Document Number1996FY-0858
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Recording DateAug 20, 2026
Property Address3885 KERWIN DR, MEMPHIS, TN 38128-6704
Document Number0000072040
Instrument DateAug 19, 2026
Instrument202672040
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3885 KERWIN DR, MEMPHIS, TN 38128-6704

Mortgage

Document Number0000072040,
DateAug 20, 2026
Instrument202672040
Lender
NameBANKERS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$715.00 (-39.15%)$26,600 (+37.82%) Land $3,250 Building $23,350$106,400 (+37.82%) Land $13,000 Building $93,400
2023$19,300 Land $2,250 Building $17,050
2022$1,175.00
2021$77,200 Land $9,000 Building $68,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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