3885 Hammock Bluff Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 3885 Hammock Bluff Dr, Jacksonville, FL 32226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,705 sqft · built 2018
Lot Size0.178 acres (7,770 sqft)
Owner2 Individual Names on Record
Last Sale$272,217 (Feb 2018)
Tax Bill$384 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN106381-4390

Property Details

APN / Parcel Number

Primary APN106381-4390

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,705 sqft Living Area
Gross Area3,451 sqft
1st Floor Area2,226 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,770 sqft (0.178 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area347 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3885 HAMMOCK BLUFF DR
CityJACKSONVILLE
StateFL
Zip32226-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description69-185 25-1N-27E TALLOW RIDGE PHASE 01 LOT 110
Legal Range27E
Legal Township01N
Legal Section25
Legal SubdivisionTALLOW RIDGE PHASE 01
Legal Phase1
Legal Lot Number110
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group3
Census Block3001
Census Tract10106

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3885 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2018 · Amount on Record
Deed SaleFeb 2, 2018 · Amount on Record
Deed Document Number201826665
Deed Book / Page18272 / 294
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address3885 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4608
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0191931444
DateMay 1, 2020
Book Page19193/1444
Instrument2020092542
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$267,173 (+2.7%)$387,548 (+7.54%) Land $95,000 Building $292,548
2025$384.00 (-90.16%) Homeowner's exemption Veteran's exemption Widower's exemption$260,149 (+5.99%)$360,373 (-8.63%) Land $90,000 Building $270,373
2024$3,904.00 (+2.95%)
2023$3,792.00 (+6.67%) Homeowner's exemption Veteran's exemption$245,455 (+3%)$394,399 (+9.2%) Land $80,000 Building $314,399
2022$3,555.00 Homeowner's exemption$238,306$361,158 Land $75,000 Building $286,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hammock Bluff Dr

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