3885 E Santa Fe Ln, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3885 E Santa Fe Ln, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,564 sqft · built 2006
Lot Size	0.058 acres (2,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,000 (Mar 2026)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-52-252`

Property Details

APN / Parcel Number

Primary APN	`304-52-252`
Alternative APN	`304522529`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,564 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	616 sqft
2nd Floor Area	948 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	2,528 sqft (0.058 acres)
Parking Spaces	2 Parking Spaces
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3885 E SANTA FE LN
City	GILBERT
State	AZ
Zip	85297-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	POWER RANCH NEIGHBORHOOD 10 PARCEL D AND E MCR 745-46
Legal Range	6E
Legal Township	2S
Legal Section	2
Legal Subdivision	POWER RANCH NEIGHBORHOOD 10 PARCEL D AND
Legal Lot Number	46
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3003
Census Tract	815800

Owner

Source: Maricopa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Jul 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2026	Warranty Deed, Transfer · Conventional Mortgage WRIGHT PATMAN CONGRESSIONAL FCU
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
May 30, 2017	Warranty Deed, Transfer · FHA Mortgage STARBOARD FINANCIAL MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	May 30, 2017 · Amount on Record
Deed Document Number	2026186101
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537

Mortgage

Document Number	0000258647
Date	Mar 8, 2021
Instrument	20210258647

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Funding / Finance Company
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537

Mortgage

Document Number	0000383816
Date	Jul 24, 2023
Instrument	20230383816

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 31, 2026
Property Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537
Document Number	0000186101
Map Reference	MB 745 PG 46
Instrument Date	Mar 27, 2026
Instrument	20260186101
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537

Mortgage

Document Number	0000186102
Date	Mar 31, 2026
Instrument	20260186102

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537

Mortgage

Document Number	0000568050
Date	Jul 26, 2019
Instrument	20190568050

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271629
Date	Mar 30, 2020
Instrument	20200271629

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 30, 2017
Property Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537
Document Number	0000389624
Map Reference	MB 745 PG 46
Instrument Date	May 9, 2017
Instrument	2017-0389624
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3885 E SANTA FE LN, 3885, GILBERT, AZ 85297-3537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3885 E SANTA FE LN, GILBERT, AZ 85297-3537

Mortgage

Document Number	0000389625
Date	May 30, 2017
Instrument	2017-0389625

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,370 (+115.67%)	$363,700 (+7.54%) Land $72,700 Building $291,000
2025	$1,511.00 (+12.93%)	$16,864 (-53.58%)	$338,200 (-6.91%) Land $67,600 Building $270,600
2024		$36,330	$363,300 Land $72,600 Building $290,700
2023	$1,338.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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