3885 Calhoun St, Gary, IN 46408 Property Records

Lake County property record for 3885 Calhoun St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,596 sqft · built 1941
Lot Size0.292 acres (12,720 sqft)
Owner2 Individual Names on Record
Last Sale$31,300 (Jan 2006)
Tax Bill$320 (2024)
Deeds & MortgagesOct 2023 Second Mortgage
Apr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-01-39-0357-0001

Property Details

APN / Parcel Number

Primary APN001-01-39-0357-0001
Alternative APNs
  • 45-07-25-176-001.000-001
  • 013903570001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area2,596 sqft Living Area
Gross Area3,172 sqft
1st Floor Area1,298 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,720 sqft (0.292 acres)
Lot Dimensions212 ft deep x 60 ft wide
TerrainRolling
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3885 CALHOUN ST
CityGARY
StateIN
Zip46408-1237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTWOOD ADD. TO TOWN OF GRIFFITH ALL L.1
Legal SubdivisionEASTWOOD ADD
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1001
Census Tract41302

Owner

Source: Lake County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3885 CALHOUN ST, GARY, IN 46408-1237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ILLIANA FINANCIAL CU
Apr 1, 2022Deed of Trust, Mortgage · Line of Credit
ILLIANA FINANCIAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2006 · Amount on Record
Deed SaleJan 25, 2006 · Amount on Record
Prior SaleJul 21, 2005
Deed Document Number20065795
Prior Transfer DateNov 30, 2005
Prior Transfer Doc2006005795
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3885 CALHOUN ST, GARY, IN 46408-1237
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028488
DateOct 13, 2023
Instrument2023-028488
Lender
NameILLIANA FINANCIAL CU
TypeCredit Union
AddressCALUMET CITY, IL 60409
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term96 Months
DueOct 6, 2031

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3885 CALHOUN ST, GARY, IN 46408-1237
Transaction TypeMortgage
Record UpdatedApr 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011782
DateApr 1, 2022
Instrument2022-011782
Lender
NameILLIANA FINANCIAL CU
TypeCredit Union
AddressCALUMET CITY, IL 60409
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueMar 23, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$94,500 (+14.68%) Land $14,100 Building $80,400$94,500 (+14.68%) Land $14,100 Building $80,400
2024$320.00 (-59.75%)
2023$82,400 (+1.35%) Land $12,700 Building $69,700$82,400 (+1.35%) Land $12,700 Building $69,700
2022$795.00$81,300 Land $12,500 Building $68,800$81,300 Land $12,500 Building $68,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims10 (1981–1999)
Most Recent ClaimApr 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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