3885 Acorn Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 3885 Acorn Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,819 sqft · built 1995
Lot Size	0.333 acres (14,508 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jun 2008)
Tax Bill	$6,882 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-270-076-2`

Property Details

APN / Parcel Number

Primary APN	`034-270-076-2`
Alternative APN	`034-270-076`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,819 sqft Living Area
1st Floor Area	1,819 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Lot Area	14,508 sqft (0.333 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3885 ACORN DR
City	OAKLEY
State	CA
Zip	94561-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7809 L31
Legal Subdivision	SUBDIVISION 7809
Legal Tract	7809
Legal Lot Number	31
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	302007

Owner

3885 Acorn Dr is owned and occupied by two individuals who acquired it in August 2017.

Source: Contra Costa County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3885 ACORN DR, OAKLEY, CA 94561-4300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 7, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2008 · Amount on File
Deed Sale	Jun 5, 2008 · Amount on File
Prior Sale	Dec 28, 2007 · Amount on File
Deed Document Number	2008124953
Last Transfer Date	Aug 21, 2017
Transfer Doc	0000155887
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 14, 2026
Property Address	3885 ACORN DR, OAKLEY, CA 94561-4300
Document Number	0000096402
Instrument Date	Sep 9, 2026
Instrument	202696402
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3885 ACORN DR, OAKLEY, CA 94561-4300

Mortgage

Document Number	0000096402,
Date	Sep 14, 2026
Instrument	202696402

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3885 ACORN DR, OAKLEY, CA 94561-4300
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209812
Date	Nov 7, 2017
Instrument	2017-209812

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3885 ACORN DR, OAKLEY, CA 94561-4300
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3885 ACORN DR, OAKLEY, CA 94561-4300

Mortgage

Document Number	0000278441
Date	Nov 18, 2020
Instrument	2020-278441

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2045

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 28, 2017
Property Address	3885 ACORN DR, OAKLEY, CA 94561-4300
Document Number	0000155887
Map Reference	MB378 PG43
Instrument Date	Aug 21, 2017
Instrument	2017-155887
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3885 ACORN DR, OAKLEY, CA 94561-4300

Mortgage

Document Number	0000155888
Date	Aug 28, 2017
Instrument	2017-155888

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3885 Acorn Dr was $6,882.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,605 (+2%) Land $192,585 Building $283,020
2025	$6,882.00	$466,280 Land $188,809 Building $277,471
2023	$6,682.00 (+1%)	$448,176 Land $181,478 Building $266,698
2022	$6,616.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3885 Acorn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3885 Acorn Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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