38846 Garden Dr, Scio, OR 97374 Property Records

Linn County property record for 38846 Garden Dr, Scio, OR 97374

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,586 sqft · built 1878
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$346,000 (Nov 2025)
Tax Bill	$2,340 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Aug 2022 Reverse Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10S01W07DC01000`

Property Details

APN / Parcel Number

Primary APN	`10S01W07DC01000`
Alternative APNs	`0027835` `27835`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area
1st Floor Area	1,074 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	27835
Street Address	38846 GARDEN DR
City	SCIO
State	OR
Zip	97374-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	10S01W07DC
Legal Range	01W
Legal Township	10S
Legal Section	07
Jurisdiction	LINN OR
Township / Civil Division	SCIO-LACOMB
Census Block Group	1
Census Block	1009
Census Tract	30100

Owner

38846 Garden Dr is owned and occupied by two individuals who bought it in November 2025.

Source: Linn County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38846 GARDEN DR, SCIO, OR 97374-9584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Aug 31, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Nov 3, 2025	Personal Representative Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Deed Document Number	202513737
Prior Transfer Date	Aug 6, 2004
Prior Transfer Doc	0016100805
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	38846 GARDEN DR, SCIO, OR 97374-9584
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38846 GARDEN DR, SCIO, OR 97374-9584

Mortgage

Document Number	0000015193
Date	Aug 31, 2022
Instrument	2022-15193

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1034 Months
Due	Oct 24, 2108

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	38846 GARDEN DR, SCIO, OR 97374-9584
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38846 GARDEN DR, SCIO, OR 97374-9584

Mortgage

Document Number	0000015193
Date	Aug 31, 2022
Instrument	2022-15193

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1034 Months
Due	Oct 24, 2108

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LINN OR
Recording Date	Nov 3, 2025
Property Address	38846 GARDEN DR, SCIO, OR 97374-9584
Document Number	0000013737
Instrument Date	Oct 22, 2025
Instrument	2025-13737
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38846 GARDEN DR, SCIO, OR 97374-9584

Mortgage

Document Number	0000013738
Date	Nov 3, 2025
Instrument	2025-13738

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 38846 Garden Dr was $2,340.

Source: Linn County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Linn County
Municipality	Scio City
Unified School District	Scio School District 95 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,340.00	$141,710	$410,970 Land $146,500 Building $264,470
2023	$2,214.00 (+2.93%)	$133,590 (+3%)	$381,910 (+4.06%) Land $136,500 Building $245,410
2022	$2,151.00	$129,700	$367,000 Land $120,440 Building $246,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38846 Garden Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	39 (1996–2025)
Claims Outside the SFHA	10 of 39
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 16 claims High Winds, Severe Storms And Flooding, Feb 1996 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38846 Garden Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCIO serves 900 people · EPA ID OR4100795
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Sep 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Scio Mutual Telephone Association Fiber	5,000 / 5,000

May also be available: T-Mobile.

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