38841 Peterson Rd, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 38841 Peterson Rd, Rancho Mirage, CA 92270

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,316 sqft · built 1949
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 2018)
Tax Bill	$5,434 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`689-140-021`

Property Details

APN / Parcel Number

Primary APN	`689-140-021`
Alternative APN	`683110013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Masonry / Concrete Block
Roof Material	Gravel
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	683110013
Street Address	38841 PETERSON RD
City	RANCHO MIRAGE
State	CA
Zip	92270-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REA
Legal Description	.43 ACRES IN POR NW 1/4 OF SEC 2 T5S R5E FOR TOTAL DESCRIPTION SEE ASSESSORS MAPS
Legal Range	05E
Legal Township	05S
Legal Section	02
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	5
Census Block	5001
Census Tract	45103

Owner

38841 Peterson Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38841 PETERSON RD, RANCHO MIRAGE, CA 92270-2947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 31, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC
Aug 10, 2018	Grant Deed, Transfer · FHA Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Deed Document Number	2018322988
Last Transfer Date	Jan 24, 2022
Transfer Doc	0000049335
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38841 PETERSON RD, RANCHO MIRAGE, CA 92270-2947
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38841 PETERSON RD, RANCHO MIRAGE, CA 92270-2947

Mortgage

Document Number	0000072518
Date	Mar 10, 2026
Instrument	2026-0072518

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 31, 2022
Property Address	38841 PETERSON RD, RANCHO MIRAGE, CA 92270-2947
Document Number	0000049335
Instrument Date	Jan 24, 2022
Instrument	2022-0049335
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	PREMIUM TITLE/CA INC, PREMIUM TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38841 PETERSON RD, RANCHO MIRAGE, CA 92270-2947

Mortgage

Document Number	0000049336
Date	Jan 31, 2022
Instrument	2022-0049336

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 10, 2018
Property Address	38841 PETERSON RD, RANCHO MIRAGE, CA 92270-2947
Document Number	0000322988
Instrument Date	Jul 20, 2018
Instrument	322988
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38841 PETERSON RD RANCHO MIRAGE CA 922702947, RANCHO MIRAGE, CA 92270-2947

Mortgage

Document Number	322989
Date	Aug 10, 2018
Instrument	322989

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 38841 Peterson Rd was $5,434, down 1.6% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,749 (+2%) Land $130,848 Building $312,901
2025	$5,434.00 (-1.65%)	$435,049 Land $128,283 Building $306,766
2024	$5,525.00 (-0.97%)
2023	$5,579.00 (+1.47%)	$418,156 Land $123,302 Building $294,854
2022	$5,498.00
2021			$464,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38841 Peterson Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38841 Peterson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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