El Dorado County property record for 3884 Opal Trl, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 2022 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $453,500 (Aug 2026) |
| Tax Bill | $4,728 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2021 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-445-008-000 |
| Primary APN | 009-445-008-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3884 OPAL TRL |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 78 GOLD RIDGE FOREST #1 |
| Legal Subdivision | GOLD RIDGE FOREST #1 |
| Legal Lot Number | 78 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 31405 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3884 OPAL TRL, POLLOCK PINES, CA 95726-9735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 4, 2026 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STEVE TUSO ETUX |
| Oct 6, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 2, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Mar 2, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Oct 6, 2022 · Amount on File |
| Deed Document Number | 202625362 |
| Prior Transfer Date | Feb 28, 2017 |
| Prior Transfer Doc | 0000008729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 4, 2026 |
| Property Address | 3884 OPAL TRL, POLLOCK PINES, CA 95726-9735 |
| Document Number | 0000025362 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202625362 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,383.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3884 OPAL TRL, POLLOCK PINES, CA 95726-9735 |
| Document Number | 0000025363, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202625363 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3884 OPAL TRL, POLLOCK PINES, CA 95726-9735 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5157 SKI RUN, POLLOCK PINES, CA 95726-9677 |
| Document Number | 0000062838 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021-0062838 |
| Name | STEVE TUSO ETUX |
|---|---|
| Type | Private Party |
| Address | 1800 LARSEN DR, CAMINO, CA 95709 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 6, 2022 |
| Property Address | 3884 OPAL TRL, POLLOCK PINES, CA 95726-9735 |
| Document Number | 0000039554 |
| Map Reference | MB E PG 29 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022-0039554 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3884 OPAL TRL, POLLOCK PINES, CA 95726-9735 |
| Investor | Possibly a Property Investor |
| Document Number | 0000039555 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 2022-0039555 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Dec 2, 2020 |
| Property Address | 3884 OPAL TRL, POLLOCK PINES, CA 95726-9735 |
| Document Number | 0000069869 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 69869 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $21.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5157 SKI RUN POLLOCK PINES CA 957269677, POLLOCK PINES, CA 95726-9677 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 2, 2017 |
| Property Address | 3884 OPAL TRL, POLLOCK PINES, CA 95726-9735 |
| Document Number | 0000008729 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 8729 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4520 MONTE VISTA DR CAMINO CA 957099310, CAMINO, CA 95709-9310 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $437,998 (+2%) Land $88,781 Building $349,217 | |
| 2025 | $4,728.00 (+4.6%) | $429,411 (+4.04%) Land $87,041 Building $342,370 |
| 2024 | $4,520.00 (+1.96%) | |
| 2023 | $4,433.00 (+1,747.08%) | $412,738 Land $83,662 Building $329,076 |
| 2022 | $240.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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