Citrus County property record for 3884 N Ranch Pass Ter, Hernando, FL 34442
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 1981 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Jun 2019) |
| Tax Bill | $2,949 (2025) |
| Deeds & Mortgages | Jun 2019 Sale Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1318S19E00300260 |
| Primary APN | 1318S19E00300260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Flooring | Subfloor |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 100 sqft |
| Porch | Open Porch |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1902347 |
|---|---|
| Old Parcel Number | 1318S19E00300260 |
| Street Address | 3884 N RANCH PASS TER |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3107 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CLRMH COASTAL LAKES & RVR |
| Legal Description | LAKE PARK LOT 26 DESCR IN O R BK 567 PG 867 SUBJ TO EASEMENT OF RECORD DESCR IN O R BK 603 PG 2129 1/37T H INT IN AN EASE IN |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | LAKE PARK |
| Legal Lot Number | 26 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 450105 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3884 N RANCH PASS TER, HERNANDO, FL 34442-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPECTOR PROPERTIES #13 LLC |
| Jan 5, 2017 | Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2019 · Amount on Record |
| Deed Sale | Jun 6, 2019 · Amount on Record |
| Prior Sale | Jan 5, 2017 · Amount on Record |
| Deed Document Number | 2019029198 |
| Deed Book / Page | 2981 / 1313 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 6, 2019 |
| Property Address | 3884 N RANCH PASS TER, HERNANDO, FL 34442-3107 |
| Document Number | 0029811313 |
| Book / Page | 002981 / 001313 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 29198 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3884 N RANCH PASS TER HERNANDO FL 344423107, HERNANDO, FL 34442-3107 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3884 N RANCH PASS TER, HERNANDO, FL 34442-3107 |
| Document Number | 0028891403 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3884 N RANCH PASS TER HERNANDO FL 344423107, HERNANDO, FL 34442-3107 |
| Document Number | 0028891403 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 002889/001403 |
| Instrument | 15009 |
| Name | SPECTOR PROPERTIES #13 LLC |
|---|---|
| Address | 5730 S SUNCOAST BLVD, HOMOSASSA, FL 34446-2601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 26, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 5, 2017 |
| Property Address | 3884 N RANCH PASS TER, HERNANDO, FL 34442-3107 |
| Document Number | 0028031763 |
| Book / Page | 002803 / 001763 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 640 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS |
| Amount | Amount Recorded |
|---|---|
| Tax | $154.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5730 S SUNCOAST BLVD HOMOSASSA FL 344462601, HOMOSASSA, FL 34446-2601 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,949.00 (+2.18%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $111,689 (-1.29%) Land $7,500 Building $104,189 | $111,689 (-1.29%) Land $7,500 Building $104,189 |
| 2024 | $2,886.00 (+328.19%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $113,144 (+18.95%) Land $7,500 Building $105,644 | $113,144 (+18.95%) Land $7,500 Building $105,644 |
| 2023 | $674.00 (+294.15%) Homeowner's exemption Additional exemption filed | $95,121 (+106.73%) Land $7,500 Building $87,621 | $95,121 (+106.73%) Land $7,500 Building $87,621 |
| 2022 | $171.00 Homeowner's exemption Additional exemption filed | $46,013 Land $5,000 Building $41,013 | $46,013 Land $5,000 Building $41,013 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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