San Bernardino County property record for 3884 Luna Rd, Phelan, CA 92371
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,194 sqft · built 2006 |
| Lot Size | 3.71 acres (162,043 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $517,500 (Jun 2023) |
| Tax Bill | $6,460 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 3098-061-19-0000 |
| Primary APN | 3098-061-19-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 2,934 sqft |
| 1st Floor Area | 2,194 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 162,043 sqft |
| Garage Type | Attached |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 746 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3884 LUNA RD |
|---|---|
| City | PHELAN |
| State | CA |
| Zip | 92371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PHRL |
| Legal Description | E 1/2 SE 1/4 SW 1/4 NE 1/4 SEC 26 TP 5N R 7W EX FOLL DESC COM AT E 1/4 CORNER SD SEC TH S 89 DEG 21 MIN 45 SECONDS W 1668 FT TO WLY LI SD E 1/2 SE 1/4 SW 1/4 NE 1/4 SEC 26 TH N 0 DEG 32 MIN 06 SECONDS W 663.05 FT TO NLY LI SD E 1/2 AND THE TRUE POB T |
| Legal Range | 7W |
| Legal Township | WP |
| Legal Section | 26 |
| Legal Block | 1 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 9122 |
3884 Luna Rd is owned by two individuals who bought it in June 2023.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 290034, PHELAN, CA 92329-0034 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 7, 2018 | Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Prior Sale | Mar 7, 2018 · Amount on File |
| Deed Document Number | 2023132742 |
| Prior Transfer Date | Feb 16, 1996 |
| Prior Transfer Doc | 0000094012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 1, 2023 |
| Property Address | 3884 LUNA RD, PHELAN, CA 92371 |
| Document Number | 0000132742 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023-0132742 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3884 LUNA RD, PHELAN, CA 92371 |
| Document Number | 0000132743 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023-0132743 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 3884 LUNA RD, PHELAN, CA 92371 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000446448 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020-0446448 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Mar 7, 2018 |
| Property Address | 3884 LUNA RD, PHELAN, CA 92371 |
| Document Number | 0000082042 |
| Instrument Date | Feb 7, 2018 |
| Instrument | 2018-0082042 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3884 LUNA RD, PHELAN, CA 92371 |
| Document Number | 0000082043 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 2018-0082043 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 3884 Luna Rd was $6,460.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Snowline Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $549,176 (+2%) Land $109,835 Building $439,341 | |
| 2025 | $6,460.00 | $538,407 Land $107,681 Building $430,726 |
| 2023 | $4,467.00 (+2.38%) | $377,199 Land $114,833 Building $262,366 |
| 2022 | $4,363.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3884 Luna Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3884 Luna Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Race Communications Fiber | 1,000 / 1,000 |
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