3884 Henson Gap Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 3884 Henson Gap Rd, Dunlap, TN 37327

Property Summary

Property Type	Rural Home
Details	2 ba · 2,336 sqft · built 2019
Lot Size	46.5 acres (2,025,540 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,372 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077061 00800`

Property Details

APN / Parcel Number

Primary APN	`077061 00800`
Alternative APN	`061 00800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,728 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,025,540 sqft (46.5 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Shed	1 Shed
Shed Area	792 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3884 HENSON GAP RD
City	DUNLAP
State	TN
Zip	37327-5979
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 7
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2072
Census Tract	60200

Owner

3884 Henson Gap Rd, a rural home, is owned and occupied by two individuals who acquired it in October 2020.

Source: Sequatchie County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3884 HENSON GAP RD, DUNLAP, TN 37327-5979
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
May 28, 2020	Quit Claim Deed, Transfer TENNESSEE VLY FCU
May 1, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MOUNTAIN VLY BK
May 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020
Deed Sale	Oct 2, 2020
Prior Sale	Jul 26, 2016
Deed Document Number	0000405493
Deed Book / Page	303 / 170
Prior Transfer Date	May 28, 2020
Prior Transfer Doc	20001206
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	3884 HENSON GAP RD, DUNLAP, TN 37327-5979
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000927
Date	Apr 26, 2023
Book Page	457/432
Instrument	23000927

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	May 28, 2020
Property Address	3884 HENSON GAP RD, DUNLAP, TN 37327-5922
Document Number	0000001206
Book / Page	000398 / 000580
Instrument Date	May 22, 2020
Instrument	1206
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3884 HENSON GAP RD DUNLAP TN 373275922, DUNLAP, TN 37327-5922

Mortgage

Document Number	1207
Date	May 28, 2020
Book Page	000398/000583
Instrument	1207

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	May 1, 2019
Property Address	3884 HENSON GAP RD, DUNLAP, TN 37327-5922
Book / Page	000382 / 000173
Instrument Date	Apr 30, 2019
Instrument	911
Transaction Type	Construction Loan
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3884 HENSON GAP RD DUNLAP TN 373275922, DUNLAP, TN 37327-5922

Mortgage

Document Number	0000000911
Date	May 1, 2019
Book Page	000382/000173
Instrument	911

Lender

Name	MOUNTAIN VLY BK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 30, 2020

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	May 18, 2018
Property Address	3884 HENSON GAP RD, DUNLAP, TN 37327-5922
Document Number	0000001151
Book / Page	000368 / 000777
Instrument Date	May 17, 2018
Instrument	1151
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3884 HENSON GAP RD DUNLAP TN 373275922, DUNLAP, TN 37327-5922

Tax Assessment & Valuation

The 2025 property tax bill for 3884 Henson Gap Rd was $2,372 with an additional exemption.

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,372.00 Additional exemption filed	$129,150 Land $12,825 Building $116,325
2023	$2,119.00 (+24.06%) Additional exemption filed	$115,350 (+64.9%) Land $12,825 Building $102,525	$647,200 (+131.31%) Land $181,900 Building $465,300
2022	$1,708.00	$69,950 Land $10,175 Building $59,775	$279,800 Land $40,700 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3884 Henson Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3884 Henson Gap Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 92% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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