3884 Gary Ave, Lorain, OH 44055 Property Records

Lorain County property record for 3884 Gary Ave, Lorain, OH 44055

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,792 sqft · built 1949
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2025)
Tax Bill	$2,257 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-00-099-115-019`

Property Details

APN / Parcel Number

Primary APN	`03-00-099-115-019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	108 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	3884 GARY AVE
City	LORAIN
State	OH
Zip	44055-2875
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HOMEWOOD ADD 50.00 X 150.00
Legal Subdivision	HOMEWOOD ADD
Legal Block	115
Legal Lot Number	39
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1010
Census Tract	97500

Owner

Source: Lorain County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3884 GARY AVE, LORAIN, OH 44055-2875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Aug 27, 2020	Warranty Deed, Transfer CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	202569138
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 25, 2025
Property Address	3884 GARY AVE, LORAIN, OH 44055-2875
Document Number	0000069138
Map Reference	VOL 14 PG 22&23
Instrument Date	Sep 23, 2025
Instrument	2025-0069138
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3884 GARY AVE, LORAIN, OH 44055-2875

Mortgage

Document Number	0000069139
Date	Sep 25, 2025
Instrument	2025-0069139

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 27, 2020
Property Address	3884 GARY AVE, LORAIN, OH 44055-2875
Document Number	0000776050
Instrument Date	Aug 26, 2020
Instrument	776050
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2030 NANTUCKET DR LORAIN OH 440533287, LORAIN, OH 44053-3287

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,257.00 (+61.91%)	$53,417 (+102.36%) Land $10,878 Building $42,539	$152,620 (+102.36%) Land $31,080 Building $121,540
2023	$1,394.00	$26,397 Land $5,187 Building $21,210	$75,420 Land $14,820 Building $60,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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