3883 Harvard Dr, Willoughby, OH 44094 Property Records

Lake County property record for 3883 Harvard Dr, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 960 sqft · built 1957
Lot Size0.187 acres (8,159 sqft)
OwnerIndividual Name on File
Last Sale$226,700 (Feb 2026)
Tax Bill$3,260 (2024)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Dec 2020 Sale & Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-B-033-D-00-008-0

Property Details

APN / Parcel Number

Primary APN27-B-033-D-00-008-0
Alternative APN
  • 77

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,159 sqft (0.187 acres)
Lot Dimensions136 ft deep x 60 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3883 HARVARD DR
CityWILLOUGHBY
StateOH
Zip44094-6329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 9 CARD TRACT
Legal SubdivisionTHE HARVARD LAND COMPANY SUBDIVISION
Legal Block1
Legal Lot Number9
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1023
Census Tract201500

Owner

Source: Lake County records · APN 27-B-033-D-00-008-0

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3883 HARVARD DR, WILLOUGHBY, OH 44094-6329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Warranty Deed, Transfer · Conventional Mortgage
LIBERTY HOME MORTGAGE CORP
Dec 07, 2020Survivorship Deed, Transfer · Line of Credit
FIRST OHIO HOME FINANCE INC
Dec 07, 2020Warranty Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TITLE & TRUST AGCY
Nov 09, 2018Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleNov 09, 2018 · Amount on Record
Deed Document Number20263384
Record UpdatedJun 08, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateFeb 20, 2026
Property Address3883 HARVARD DR, WILLOUGHBY, OH 44094-6329
Document Number0000003384
Map ReferenceVOL K PG 89
Instrument DateFeb 18, 2026
Instrument2026R003384
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3883 HARVARD DR, WILLOUGHBY, OH 44094-6329

Mortgage

Document Number0000003385
DateFeb 20, 2026
Instrument2026R003385
Lender
NameLIBERTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

December 2020: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAKE OH
Recording DateDec 07, 2020
Property Address3883 HARVARD DR, WILLOUGHBY, OH 44094-6329
Document Number0000036349
Instrument DateNov 30, 2020
Instrument2020R036349
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3883 HARVARD DR, WILLOUGHBY, OH 44094-6329

Mortgage

Document Number0000036350
DateDec 07, 2020
Instrument2020R036350
Lender
NameFIRST OHIO HOME FINANCE INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateDec 07, 2020
Property Address3883 HARVARD DR, WILLOUGHBY, OH 44094-6329
Document Number0000036348
Instrument DateSep 20, 2019
Instrument36348
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE & TRUST AGCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3883 HARVARD DR WILLOUGHBY OH 440946329, WILLOUGHBY, OH 44094-6329

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE OH
Recording DateNov 09, 2018
Property Address3883 HARVARD DR, WILLOUGHBY, OH 44094-6329
Document Number0000028739
Instrument DateNov 08, 2018
Instrument28739
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyNORTHSTAR TITLE SERVICES LLC, NORTHSTAR TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$544.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3883 HARVARD DR WILLOUGHBY OH 440946329, WILLOUGHBY, OH 44094-6329

Mortgage

Document Number28740
DateNov 09, 2018
Instrument28740
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 08, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$59,680 (-) Land $17,360 Building $42,320$170,520 (-) Land $49,610 Building $120,910
2024$3,260.00 (-23.92%) Homeowner's exemption$59,680 (+31.86%) Land $17,360 Building $42,320$170,520 (+31.85%) Land $49,610 Building $120,910
2023$4,285.00 (+53.42%) Homeowner's exemption$45,260 (-) Land $13,460 Building $31,800
2022$2,793.00 Homeowner's exemption$45,260 Land $13,460 Building $31,800
2021$129,330 Land $38,470 Building $90,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims15 (1989–2014)
Most Recent ClaimJan 2014 · river or lake flooding
Claims by Event
  • Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 530 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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