38811 Adkins Rd, Willoughby, OH 44094 Property Records

Lake County property record for 38811 Adkins Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,116 sqft · built 2020
Lot Size	0.455 acres (19,798 sqft)
Owner	Individual Name on File
Last Sale	$33,500 (Mar 2020)
Tax Bill	$9,716 (2023)
Deeds & Mortgages	Mar 2021 Sale & Line of Credit Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-B-051-B-00-043-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-051-B-00-043-0`
Alternative APN	`120`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,116 sqft Living Area
1st Floor Area	810 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,798 sqft (0.455 acres)
Lot Dimensions	330 ft deep x 60 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38811 ADKINS RD
City	WILLOUGHBY
State	OH
Zip	44094-7516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Description	LOT 14 DOUGLASS TRACT
Legal Subdivision	DOUG
Legal Block	2
Legal Lot Number	14
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2005
Census Tract	201600

Owner

38811 Adkins Rd is owned and occupied by an individual who bought it in March 2020.

Source: Lake County records, as of June 10, 2026

Owner of Record	Individual Name on File
Mailing Address	38811 ADKINS RD, WILLOUGHBY, OH 44094-7516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Warranty Deed, Transfer · Line of Credit THIRD FSLA OF CLEVELAND
Mar 10, 2020	Warranty Deed, Transfer TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20206245
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 25, 2021
Property Address	38811 ADKINS RD, WILLOUGHBY, OH 44094-7516
Document Number	0000010037
Instrument Date	Mar 17, 2021
Instrument	2021R010037
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38811 ADKINS RD, WILLOUGHBY, OH 44094-7516

Mortgage

Document Number	0000010038
Date	Mar 25, 2021
Instrument	2021R010038

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 10, 2020
Property Address	38811 ADKINS RD, WILLOUGHBY, OH 44094-7516
Document Number	0000006245
Instrument Date	Mar 9, 2020
Instrument	6245
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LTD

Transaction

Amount	Amount on Record
Tax	$134.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8440 SANCTUARY DR MENTOR OH 440608803, MENTOR, OH 44060-8803

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,750 Land $16,340 Building $102,410	$339,290 Land $46,680 Building $292,610
2023	$9,716.00 (+55.71%) Homeowner's exemption	$102,620 (-) Land $13,720 Building $88,900
2022	$6,240.00 Homeowner's exemption	$102,620 Land $13,720 Building $88,900
2021			$293,200 Land $39,200 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38811 Adkins Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38811 Adkins Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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