3881 Ocean Gateway, Trappe, MD 21673 Property Records

Talbot County property record for 3881 Ocean Gateway, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	1 ba · 792 sqft · built 1950
Lot Size	4.4 acres (191,664 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Aug 2021)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-120546`

Property Details

APN / Parcel Number

Primary APN	`03-120546`
Alternative APNs	`3120546` `120546`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	191,664 sqft (4.4 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	84 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	120546
Street Address	3881 OCEAN GTWY
City	TRAPPE
State	MD
Zip	21673-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	4.409 AC E/S ROUTE 50 TRAPPE
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	3
Census Block	3016
Census Tract	960900

Owner

Source: Talbot County assessment roll, APN 03-120546, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1914 FOREST DR, 2A, ANNAPOLIS, MD 21401-4350
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2021 · Amount on Record
Deed Sale	Aug 03, 2021 · Amount on Record
Deed Book / Page	2878 / 272
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 03, 2021
Property Address	3881 OCEAN GTWY, TRAPPE, MD 21673-1922
Document Number	0028780272
Book / Page	2878 / 272
Instrument Date	Jul 08, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	FIRST QUALITY TITLE, FIRST EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 FOREST DR STE 2A, 2A, ANNAPOLIS, MD 21401-4350

Mortgage

Document Number	0002878280
Date	Aug 03, 2021
Instrument	2878/280

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Talbot County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Trappe Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,500 (+7.16%) Land $134,400 Building $48,100	$182,500 (+7.16%) Land $134,400 Building $48,100
2025	$2,218.00 (+19.76%)
2023	$1,852.00	$170,300 Land $134,400 Building $35,900	$170,300 Land $134,400 Building $35,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419609003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 161 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Easton Utilities Commission.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0200006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF ST. MICHAELS serves 2,650 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.