3881 Co Rd 82, Elmore, OH 43416 Property Records

Sandusky County property record for 3881 Co Rd 82, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,784 sqft · built 1900
Lot Size	1.2 acres (52,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2025)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-28-00-0006-01`

Property Details

APN / Parcel Number

Primary APN	`21-28-00-0006-01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	2,704 sqft
Upper Floors Area	432 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asbestos
Lot Area	52,577 sqft (1.2 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Patio Area	256 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3881 COUNTY ROAD 82
City	ELMORE
State	OH
Zip	43416-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 6 28 PT NW1/4 1.207AC.
Legal Block	1
Legal Lot Number	6
Jurisdiction	SANDUSKY OH
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4000
Census Tract	961000

Owner

Source: Sandusky County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3881 COUNTY ROAD 82, ELMORE, OH 43416-9607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2025	Survivorship Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT FCU
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	20253838
Deed Book / Page	364 / 196
Prior Transfer Date	May 8, 2012
Prior Transfer Doc	00115/2744
Record Updated	Jun 8, 2026

July 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SANDUSKY OH
Recording Date	Jul 11, 2025
Property Address	3881 COUNTY ROAD 82, ELMORE, OH 43416-9607
Document Number	000364/196
Book / Page	364 / 196
Instrument Date	Jun 30, 2025
Instrument	202500003838
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	BUCKEYE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3881 COUNTY ROAD B2, ELMORE, OH 43416

Mortgage

Document Number	202500003839
Date	Jul 11, 2025
Instrument	202500003839

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	3881 COUNTY ROAD 82, ELMORE, OH 43416-9607
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3881 COUNTY ROAD 82, ELMORE, OH 43416-9607

Mortgage

Document Number	000280/831
Date	Apr 25, 2023
Book Page	280/831
Instrument	202300002118

Lender

Name	FREMONT FCU
Type	Credit Union
Address	ELMORE, OH 43416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	3881 COUNTY ROAD 82, ELMORE, OH 43416-9607
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	243/975
Date	Apr 26, 2021
Book Page	243/975
Instrument	202100002947

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Sandusky County
County Subdivision	Washington Township
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,227.00 (-0.36%)	$53,030 (-) Land $8,510 Building $44,520
2024	$2,235.00 (-4.12%)	$53,030 (+7.98%) Land $8,510 Building $44,520	$151,500 (+7.98%) Land $24,300 Building $127,200
2023	$2,331.00 Homeowner's exemption	$49,110 Land $7,880 Building $41,230
2021			$140,300 Land $22,500 Building $117,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2006–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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