3880 Vail Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3880 Vail Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,940 sqft · built 1980
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Tax Bill	$3,904 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-08-304-027.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-08-304-027.000-018`
Alternative APN	`1614080304027000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,940 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614080304027000
Street Address	3880 VAIL DR
City	CARMEL
State	IN
Zip	46033-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR LANE ESTATES, SECTION 3, LOT 91
Legal Range	04
Legal Township	17
Legal Section	08
Legal Subdivision	CARMEL BRIAR LANE
Legal Block	3
Legal Lot Number	91
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3012
Census Tract	111101

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3880 VAIL DR, CARMEL, IN 46033-4150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020
Deed Sale	Jun 17, 2020
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	2020037508
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 17, 2020
Property Address	3880 VAIL DR, CARMEL, IN 46033-4150
Document Number	2020037508
Map Reference	MB 7 PG 84-86
Instrument Date	Jun 17, 2020
Instrument	2020037508
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3880 VAIL DR, CARMEL, IN 46033-4150

Mortgage

Document Number	2020037509
Date	Jun 17, 2020
Instrument	2020037509

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 27, 2017
Property Address	3880 VAIL DR, CARMEL, IN 46033-4150
Document Number	2017058091
Map Reference	MB7 PG84-86
Instrument Date	Nov 16, 2017
Instrument	2017058091
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3880 VAIL DR, CARMEL, IN 46033-4150
Investor	Possibly a Property Investor

Mortgage

Document Number	2017058092
Date	Nov 27, 2017
Instrument	2017058092

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$386,300 (+7.1%) Land $148,800 Building $237,500	$386,300 (+7.1%) Land $148,800 Building $237,500
2024	$3,904.00 (+25.85%)	$360,700 (+18.46%) Land $148,800 Building $211,900	$360,700 (+18.46%) Land $148,800 Building $211,900
2023	$3,102.00 (+4.02%)	$304,500 (+11.91%) Land $70,600 Building $233,900	$304,500 (+11.91%) Land $70,600 Building $233,900
2022	$2,982.00	$272,100 Land $70,600 Building $201,500	$272,100 Land $70,600 Building $201,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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