Kane County property record for 3880 Kingsmill Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,410 sqft · built 2007 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Trust Name on File |
| Last Sale | $470,000 (Oct 2025) |
| Tax Bill | $9,302 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-329-019 |
| Primary APN | 05-25-329-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,410 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 3880 KINGSMILL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 1 LOT 97 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 97 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 850709 |
3880 Kingsmill Dr is held in a trust since October 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 35 W WACKER DR, 11, CHICAGO, IL 60601-1637 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2025 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Oct 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on File |
| Deed Sale | Oct 3, 2025 · Amount on File |
| Prior Sale | Oct 20, 2020 · Amount on File |
| Deed Document Number | 202538583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3880 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000029337 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 2025K029337 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 4, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 3, 2025 |
| Property Address | 3880 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Document Number | 0000038583 |
| Map Reference | DOC 2006K020662 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025K038583 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3880 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Document Number | 0000038584 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025K038584 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 20, 2020 |
| Property Address | 3880 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Document Number | 0000062747 |
| Map Reference | DOC 2006K020662 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2020K062747 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $341.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3880 KINGSMILL DR, ELGIN, IL 60124-3103 |
| Document Number | 0000062748 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020K062748 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 3880 Kingsmill Dr was $9,302, up 2.9% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,302.00 (+2.86%) Homeowner's exemption | $128,214 (+7.79%) Land $29,791 Building $98,423 | $384,796 (+7.79%) Land $89,409 Building $295,387 |
| 2024 | $9,043.00 Homeowner's exemption | $118,948 Land $27,638 Building $91,310 | $356,987 Land $82,947 Building $274,040 |
| 2022 | $9,223.00 (+4.72%) Homeowner's exemption | $109,805 (+7.53%) Land $23,671 Building $86,134 | $329,415 (+7.53%) Land $71,013 Building $258,402 |
| 2021 | $8,807.00 Homeowner's exemption | $102,118 Land $22,868 Building $79,250 | $306,354 Land $68,604 Building $237,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3880 Kingsmill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3880 Kingsmill Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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