3880 Joan Ave, Concord, CA 94521 Property Records

Contra Costa County property record for 3880 Joan Ave, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,934 sqft · built 1942
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,500 (Feb 2017)
Tax Bill	$6,550 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`132-040-014-4`

Property Details

APN / Parcel Number

Primary APN	`132-040-014-4`
Alternative APN	`132-040-014`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,934 sqft Living Area
1st Floor Area	2,934 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2000
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3880 JOAN AVE
City	CONCORD
State	CA
Zip	94521-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	GREENFIELD TR POR LOT 25
Legal Subdivision	GREENFIELD
Legal Lot Number	25
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	334001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3880 JOAN AVE, CONCORD, CA 94521-2541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 31, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CASHCALL
Feb 23, 2017	Quit Claim Deed, Transfer CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	Apr 11, 2011 · Amount on Record
Deed Document Number	201733181
Last Transfer Date	Dec 17, 2019
Transfer Doc	0000235398
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3880 JOAN AVE, CONCORD, CA 94521-2541
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100626
Date	May 27, 2020
Instrument	2020-100626

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3880 JOAN AVE, CONCORD, CA 94521-2541
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3880 JOAN AVE, CONCORD, CA 94521-2541

Mortgage

Document Number	0000215163
Date	Sep 24, 2020
Instrument	2020-215163

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3880 JOAN AVE, CONCORD, CA 94521-2541
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3880 JOAN AVE, CONCORD, CA 94521-2541

Mortgage

Document Number	0000029337
Date	Jan 29, 2021
Instrument	2021-029337

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3880 JOAN AVE, CONCORD, CA 94521-2541
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3880 JOAN AVE, CONCORD, CA 94521-2541

Mortgage

Document Number	0000023717
Date	Feb 8, 2022
Instrument	2022-023717

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 31, 2019
Property Address	3880 JOAN AVE, CONCORD, CA 94521-2541
Document Number	0000235398
Instrument Date	Dec 17, 2019
Instrument	235398
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3880 JOAN AVE CONCORD CA 945212541, CONCORD, CA 94521-2541

Mortgage

Document Number	235399
Date	Dec 31, 2019
Instrument	235399

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 23, 2017
Property Address	3880 JOAN AVE, CONCORD, CA 94521-2541
Document Number	0000033181
Instrument Date	Feb 7, 2017
Instrument	33181
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$200.75
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3880 JOAN AVE CONCORD CA 945212541, CONCORD, CA 94521-2541

Mortgage

Document Number	33182
Date	Feb 23, 2017
Instrument	33182

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,989 (+2%) Land $196,013 Building $319,976
2025	$6,550.00 (+4.78%)	$505,872 (+4.04%) Land $192,170 Building $313,702
2023	$6,251.00 (+1.44%)	$486,229 Land $184,708 Building $301,521
2022	$6,162.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1980–2005)
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom.

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