388 Wayne St, Florence, AL 35633 Property Records

Lauderdale County property record for 388 Wayne St, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,778 sqft · built 1977
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2018)
Tax Bill	$550 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-04-0-005-044-000`

Property Details

APN / Parcel Number

Primary APN	`15-02-04-0-005-044-000`
Alternative APNs	`094852` `14337` `94852`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,778 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	229 ft deep x 233 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	94852
Street Address	388 WAYNE ST
City	FLORENCE
State	AL
Zip	35633-6247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	233.46 X 236.1 IRR NORTH GATE ESTATES LOTS 3 AND 4 1.27 AC/C SEC 04 T2S R11W PB 4 PG 114
Legal Range	11W
Legal Township	02S
Legal Section	04
Legal Subdivision	NORTH GATE ESTATES
Legal Lot Number	3-4
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1005
Census Tract	11502

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	388 WAYNE ST, FLORENCE, AL 35633-6247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	0201853914
Deed Book / Page	2018 / 53914
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	388 WAYNE ST, FLORENCE, AL 35633-6247
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/5864
Date	Feb 23, 2024
Book Page	2024/5864

Lender

Name	SPRING EQ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2044

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 21, 2018
Property Address	388 WAYNE ST, FLORENCE, AL 35633-6247
Document Number	2018/53914
Book / Page	2018 / 53914
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 COUNTY ROAD 28, FLORENCE, AL 35634-6342

Mortgage

Document Number	2018/53917
Date	Dec 21, 2018
Book Page	2018/53917

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$550.00 (+3.77%) Homeowner's exemption	$15,940 (+3.78%)	$159,100 (+3.69%) Land $14,200 Building $144,900
2024	$530.00 (+6.43%) Homeowner's exemption	$15,360 (+1,1%) Land $1,400 Building $13,960	$153,440 (+6.23%) Land $13,800 Building $139,640
2023	$498.00 (+15.81%) Homeowner's exemption	$1,280 (-89.76%) Land $1,280	$144,440 (+15.64%) Land $12,700 Building $131,740
2022	$430.00 Homeowner's exemption	$12,500	$124,900 Land $14,600 Building $110,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1998–2004)
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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