388 Waverley Dr, Frederick, MD 21702 Property Records

Frederick County property record for 388 Waverley Dr, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	4 ba · 2,116 sqft · built 2023
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Dec 2022)
Tax Bill	$6,412 (2023)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-603496`

Property Details

APN / Parcel Number

Primary APN	`02-603496`
Alternative APN	`603496`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,116 sqft Total Area

Exterior

Year Built	Built 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,100 sqft (0.048 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Balcony	Balcony
Balcony Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	603496
Street Address	388 WAVERLEY DR
City	FREDERICK
State	MD
Zip	21702-4338
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 26 2,100 SQ FT WAVERLEY VIEW
Legal Lot Number	26
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	388 WAVERLEY DR, FREDERICK, MD 21702-4338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Dec 8, 2022	Deed, Transfer · Conventional Mortgage NFM INC
Jul 6, 2022	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	0016255378
Deed Book / Page	16255 / 378
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	388 WAVERLEY DR, FREDERICK, MD 21702-4338
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 WAVERLEY DR, FREDERICK, MD 21702-4338

Mortgage

Document Number	0164620364
Date	Jun 1, 2023
Book Page	16462/364

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 8, 2022
Property Address	388 WAVERLEY DR, FREDERICK, MD 21702-4338
Document Number	0162550378
Book / Page	16255 / 378
Map Reference	PL 106 PG 82
Instrument Date	Dec 5, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	388 WAVERLEY DR, FREDERICK, MD 21702-4338

Mortgage

Document Number	0016255383
Date	Dec 8, 2022
Instrument	16255/383

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 6, 2022
Property Address	388 WAVERLEY DR, FREDERICK, MD 21702-4338
Document Number	0160210363
Book / Page	16021 / 363
Map Reference	PL 106 PG 82
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Tax	$2,897.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311A DOLLEY MADISON BLVD STE 3A, 3A, MC LEAN, VA 22101-3975
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,412.00	$351,800	$383,800 Land $80,000 Building $303,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

Nearby Properties on Waverley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures