388 Walls Ford Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 388 Walls Ford Rd, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1965
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$350,783 (Sep 2026)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-6-13.0-0-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`29-6-13.0-0-000-007.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Street Address	388 WALLS FORD RD
City	SAINT CLAIR
State	MO
Zip	63077-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT S 1/2 NE NW W OF WALLS FORD RD
Legal Range	1W
Legal Township	41N
Legal Section	13
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1017
Census Tract	800901

Owner

Source: Franklin County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	388 WALLS FORD RD, SAINT CLAIR, MO 63077-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Deed Document Number	20262612293
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 14, 2026
Property Address	388 WALLS FORD RD, SAINT CLAIR, MO 63077-2247
Document Number	0002612293
Instrument Date	Sep 8, 2026
Instrument	20262612293
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 WALLS FORD RD, SAINT CLAIR, MO 63077-2247

Mortgage

Document Number	0002612294,
Date	Sep 14, 2026
Instrument	20262612294

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	388 WALLS FORD RD, SAINT CLAIR, MO 63077-2247
Document Number	0000004873
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	388 WALLS FORD RD ST CLAIR MO 630772247, ST CLAIR, MO 63077-2247

Mortgage

Document Number	0000004873
Date	Apr 26, 2019
Instrument	4873

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,865.00 (+15.77%)	$30,817 (+6.06%)	$162,190 (+6.06%) Land $18,450 Building $143,740
2023	$1,611.00 (+12.74%)	$29,056	$152,930 Land $16,160 Building $136,770
2022	$1,429.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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