St. Charles County property record for 388 Valley Bluff Dr, Wentzville, MO 63385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,510 sqft · built 2023 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $508,858 (Feb 2024) |
| Tax Bill | $6,585 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T240100036 |
| Primary APN | T240100036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,510 sqft Living Area |
| Gross Area | 3,664 sqft |
| Basement Area | 1,154 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Exterior Material | Stone |
| Lot Area | 7,802 sqft (0.179 acres) |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T240100036 |
|---|---|
| Street Address | 388 VALLEY BLUFF DR |
| City | WENTZVILLE |
| State | MO |
| Zip | 63385-7244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EST AT HUNTLEIGH RIDGE #1 LOT 279 |
| Legal Subdivision | EST AT HUNTLEIGH RIDGE #1 |
| Legal Lot Number | 279 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 312003 |
388 Valley Bluff Dr is owned and occupied by two individuals who bought it in February 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 388 VALLEY BLUFF DR, WENTZVILLE, MO 63385-7244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 21, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 28, 2023 | Warranty Deed, Transfer · Line of Credit AMERICAN BANK OF MISSOURI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on File |
| Deed Sale | Feb 21, 2024 · Amount on File |
| Deed Document Number | 20246527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 388 VALLEY BLUFF DR, WENTZVILLE, MO 63385-7244 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|---|
| Address | 388 VALLEY BLUFF DR, WENTZVILLE, MO 63385-7244 |
| Document Number | 0000051982 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025R-051982 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 21, 2024 |
| Property Address | 388 VALLEY BLUFF DR, WENTZVILLE, MO 63385-7244 |
| Document Number | 0000006527 |
| Map Reference | DOC 2023R-001732 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024R-006527 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 388 VALLEY BLUFF DR, WENTZVILLE, MO 63385-7244 |
| Document Number | 0000006528 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2024R-006528 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 28, 2023 |
| Property Address | 388 VALLEY BLUFF DR, WENTZVILLE, MO 63385-7244 |
| Document Number | 0000030206 |
| Map Reference | DOC 2023R-001732 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023R-030206 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3070 WINGHAVEN BLVD, O FALLON, MO 63368-3620 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030207 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023R-030207 |
| Name | AMERICAN BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 388 Valley Bluff Dr was $6,585.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | Wentzville City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,904 (-) | $515,283 (-) Land $60,000 Building $455,283 | |
| 2025 | $6,585.00 | $97,904 | $515,283 Land $60,000 Building $455,283 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 388 Valley Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 388 Valley Bluff Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Brightspeed, Spectrum, Verizon.
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