Christian County property record for 388 Trout Rd, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,576 sqft · built 1999 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Jul 2020) |
| Tax Bill | $1,745 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0.8-27-0-0-3.005 |
| Primary APN | 18-0.8-27-0-0-3.005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 388 TROUT RD |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-5137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 AUTUMN VILLAGE |
| Legal Range | 21W |
| Legal Township | 26N |
| Legal Section | 27 |
| Legal Subdivision | AUTUMN VILLAGE |
| Legal Lot Number | 5 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | NORTH GALLOWAY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20502 |
Source: Christian County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 388 TROUT RD, OZARK, MO 65721-5137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 17, 2026 | Affidavit, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 17, 2019 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Jul 2, 2020 | Warranty Deed, Transfer QUICKEN LNS |
| Jul 19, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Nov 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Prior Sale | Nov 1, 2018 · Amount on Record |
| Deed Document Number | 202010139 |
| Deed Book / Page | 2020 / 10048 |
| Prior Transfer Date | Jan 5, 2009 |
| Prior Transfer Doc | 0200900530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jul 17, 2026 |
| Property Address | 388 TROUT RD, OZARK, MO 65721-5137 |
| Document Number | 0000008877 |
| Book / Page | 2026 / 8751 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20268877 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 388 TROUT RD, OZARK, MO 65721-5137 |
| Document Number | 0000008878, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 2026/8752 |
| Instrument | 20268878 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 388 TROUT RD, OZARK, MO 65721-5137 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0202106020 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 2021/6020 |
| Instrument | 2021L06064 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 388 TROUT RD, OZARK, MO 65721-5137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201916893 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 2019/16893 |
| Instrument | 2019L17054 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | NIXA, MO 65714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jul 2, 2020 |
| Property Address | 388 TROUT RD, OZARK, MO 65721-5137 |
| Document Number | 0202010048 |
| Book / Page | 002020 / 010048 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 10139 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | HOGAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 388 TROUT RD OZARK MO 657215137, OZARK, MO 65721-5137 |
| Document Number | 202010049 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 002020/010049 |
| Instrument | 10140 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 388 TROUT RD, OZARK, MO 65721-5137 |
| Document Number | 0201909624 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 388 TROUT RD OZARK MO 657215137, OZARK, MO 65721-5137 |
| Document Number | 0201909624 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 002019/009624 |
| Instrument | 9726 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 29, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Nov 1, 2018 |
| Property Address | 388 TROUT RD, OZARK, MO 65721-5137 |
| Document Number | 0201814537 |
| Book / Page | 2018 / 14537 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018L14686 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | HOGAN LAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 388 TROUT RD, OZARK, MO 65721-5137 |
| Document Number | 2018L14687 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 2018L14687 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,730 (+5.63%) | $167,000 (+5.63%) Land $35,000 Building $132,000 | |
| 2024 | $1,745.00 | ||
| 2023 | $30,040 | $158,100 Land $35,000 Building $123,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 89% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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