Somerset County and Bedminster Township property record for 388 Terrace Ln, Bedminster, NJ 07921
| Property Type | Single Family Home |
|---|---|
| Details | 929 sqft · built 1988 |
| Lot Size | 0.082 acres (3,572 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $183,000 (Jul 1989) |
| Tax Bill | $4,935 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00059-04-00388 |
| Primary APN | 01-00059-04-00388 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 929 sqft Living Area |
| 1st Floor Area | 929 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 3,572 sqft (0.082 acres) |
| Old Parcel Number | 010005904003880000CONDO |
|---|---|
| Street Address | 388 TERRACE LN |
| City | BEDMINSTER |
| State | NJ |
| Zip | 07921-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | ADDITIONAL LOTS: LG.MEAD.MOD.A WITH B |
| Legal Subdivision | LONG MDWS |
| Legal Block | 59.4 |
| Legal Lot Number | 388 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BEDMINSTER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 52905 |
Source: Somerset County and Bedminster Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 388 TERRACE LN, BEDMINSTER, NJ 07921-1927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 1989 · Amount on Record |
| Deed Sale | Jul 5, 1989 · Amount on Record |
| Deed Book / Page | 1739 / 769 |
| Last Transfer Date | Apr 22, 2014 |
| Transfer Doc | 0000016883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 388 TERRACE LN, BEDMINSTER, NJ 07921-1927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000004295 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 7299/1400 |
| Instrument | 2021004295 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bedminster Township |
| Unified School District | Bedminster Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,600 (+6.76%) Land $181,300 Building $256,300 | $437,600 (+6.76%) Land $181,300 Building $256,300 | |
| 2025 | $4,935.00 (+3.24%) | $409,900 (+16.05%) Land $169,400 Building $240,500 | $409,900 (+16.05%) Land $169,400 Building $240,500 |
| 2024 | $4,780.00 (+1.66%) | ||
| 2023 | $353,200 Land $147,900 Building $205,300 | $353,200 Land $147,900 Building $205,300 | |
| 2022 | $4,702.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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