388 Stow Creek Rd, Ruston, LA 71270 Property Records

Lincoln Parish property record for 388 Stow Creek Rd, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,832 sqft · built 1995
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on Record
Last Sale	$358,000 (Feb 2019)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jan 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33192185090`

Property Details

APN / Parcel Number

Primary APN	`33192185090`
Alternative APN	`19427`

Interior

Full Baths	4 Baths
Building Area	2,832 sqft Living Area
Gross Area	4,278 sqft

Exterior

Year Built	Built 1995
Lot Area	79,715 sqft (1.83 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	808 sqft

Location & Zoning

Street Address	388 STOW CREEK RD
City	RUSTON
State	LA
Zip	71270-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90 STOW CREEK PLACE UNIT 5 (871-33) (FROM MATTHEW F MASSINGALE) (897-290) (0501255850) (FROM JAMES K LEE JR ET UX)
Legal Subdivision	STOW CREEK
Legal Block	5
Legal Lot Number	90
Legal Unit	5
Jurisdiction	LINCOLN LA
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	960702

Owner

Source: Lincoln Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	388 STOW CREEK RD, RUSTON, LA 71270-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ORIGIN BANK
Jan 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ORIGIN BANK
Jul 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ORIGIN BANK
Feb 5, 2019	Deed, Transfer · Stand-Alone First Mortgage ORIGIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	F181793
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	388 STOW CREEK RD, RUSTON, LA 71270-1643
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	195220
Date	Feb 8, 2021
Instrument	195220

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	388 STOW CREEK RD, RUSTON, LA 71270-1643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	F181656
Date	Jan 30, 2019
Instrument	F181656

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	388 STOW CREEK RD, RUSTON, LA 71270-1643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	F184928
Date	Jul 24, 2019
Instrument	F184928

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN LA
Recording Date	Feb 5, 2019
Property Address	388 STOW CREEK RD, RUSTON, LA 71270-1643
Document Number	000F181793
Instrument Date	Jan 31, 2019
Instrument	F181793
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000F181794
Date	Feb 5, 2019
Instrument	F181794

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000F181793
Date	Feb 5, 2019
Instrument	F181793

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (+6.97%) Homeowner's exemption	$34,858 (+10.68%) Land $2,511 Building $32,347	$348,581 (+10.68%) Land $25,110 Building $323,471
2023	$2,669.00 Homeowner's exemption	$31,494 Land $4,578 Building $26,916	$314,936 Land $45,775 Building $269,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER WARD 1 WATERWORKS DISTRICT serves 3,333 people · EPA ID LA1061007
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: 318 High Speed.

Cell Coverage

5G (outdoors only) and 4G LTE

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