388 State Rte 121, Otisfield (Oxford), ME 04270 Property Records

Oxford County and Otisfield Town property record for 388 State Rte 121, Otisfield, ME 04270

Property Summary

Property Type	Single Family Home
Details	675 sqft
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,800 (May 2011)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OTID M:R03 L:017`

Property Details

APN / Parcel Number

Primary APN	`OTID M:R03 L:017`
Alternative APN	`3973`

Interior

Stories	1 Story
Building Area	675 sqft Living Area

Exterior

Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Account Number	3973
Street Address	388 STATE ROUTE 121
City	OTISFIELD
State	ME
Zip	04270-6266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	17
Jurisdiction	OTISFIELD ME
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3015
Census Tract	966402

Owner

Source: Oxford County and Otisfield Town records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	388 STATE ROUTE 121, OTISFIELD, ME 04270-6266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL MAINE FEDERAL CREDIT UNION
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL MAINE FEDERAL CREDIT UNION
Nov 4, 2020	Deed of Trust, Mortgage CENTRAL ME FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2011 · Amount on Record
Deed Sale	May 2, 2011 · Amount on Record
Deed Document Number	20114001
Deed Book / Page	4714 / 136
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTISFIELD ME
Property Address	388 STATE ROUTE 121, OTISFIELD, ME 04270-6266
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013033
Date	Sep 8, 2022
Book Page	5714/161
Instrument	13033

Lender

Name	CENTRAL MAINE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTISFIELD ME
Property Address	388 STATE ROUTE 121, OTISFIELD, ME 04270-6266
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002189
Date	Feb 11, 2021
Book Page	5584/578
Instrument	2189

Lender

Name	CENTRAL MAINE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTISFIELD ME
Property Address	388 STATE ROUTE 121, OTISFIELD, ME 04270-6266
Document Number	0055620305
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 STATE ROUTE 121 OTISFIELD ME 042706266, OTISFIELD, ME 04270-6266

Mortgage

Document Number	0055620305
Date	Nov 9, 2020
Book Page	005562/000305
Instrument	16686

Lender

Name	CENTRAL ME FCU
Type	Credit Union
Address	LEWISTON, ME 04240

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 8, 2040

Tax Assessment & Valuation

Source: Oxford County and Otisfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Otisfield Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,366.00 (+20.65%)	$121,039 (-) Land $32,360 Building $88,679
2023	$1,961.00 (+10.6%)	$121,039 (-) Land $32,360 Building $88,679
2022	$1,773.00	$121,039 Land $32,360 Building $88,679

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 121

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