388 Springfield Rd, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 388 Springfield Rd, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,505 sqft · built 1991
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Jan 2024)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`556-08-00-023`

Property Details

APN / Parcel Number

Primary APN	`556-08-00-023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,505 sqft Living Area
1st Floor Area	1,117 sqft
Upper Floors Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	319 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	388 SPRINGFIELD RD
City	MOUNT PLEASANT
State	SC
Zip	29464-6239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LONGPOINT DESCRIPTION -LOT 219 TRACT 10
Legal Subdivision	LONGPOINT
Legal Tract	10
Legal Lot Number	219
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1042
Census Tract	4614

Owner

Source: Charleston County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	388 SPRINGFIELD RD, MOUNT PLEASANT, SC 29464-6239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH ST BK
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Deed Book / Page	1223 / 589
Prior Transfer Date	Jun 29, 2004
Prior Transfer Doc	E502/0047
Record Updated	Jun 8, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 16, 2024
Property Address	388 SPRINGFIELD RD, MOUNT PLEASANT, SC 29464-6239
Document Number	0012230589
Book / Page	1223 / 589
Map Reference	MB BX PG 28
Instrument Date	Jan 12, 2024
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	388 SPRINGFIELD RD, MT PLEASANT, SC 29464-6239

Mortgage

Document Number	0001223590
Date	Jan 16, 2024
Instrument	1223/590

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	388 SPRINGFIELD RD, MOUNT PLEASANT, SC 29464-6239
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SPRINGFIELD RD, MT PLEASANT, SC 29464-6239

Mortgage

Document Number	0012000215
Date	Aug 28, 2023
Book Page	1200/215

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	388 SPRINGFIELD RD, MOUNT PLEASANT, SC 29464-6239
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SPRINGFIELD RD, MOUNT PLEASANT, SC 29464-6239

Mortgage

Document Number	0010410231
Date	Oct 8, 2021
Book Page	1041/231

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	132 Months
Due	Oct 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	388 SPRINGFIELD RD, MOUNT PLEASANT, SC 29464-6239
Document Number	0930/0854
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SPRINGFIELD RD MOUNT PLEASANT SC 294646239, MOUNT PLEASANT, SC 29464-6239

Mortgage

Document Number	0930/0854
Date	Oct 30, 2020
Book Page	000930/000854

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	388 SPRINGFIELD RD, MOUNT PLEASANT, SC 29464-6239
Document Number	0736/0622
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SPRINGFIELD RD MOUNT PLEASANT SC 294646239, MOUNT PLEASANT, SC 29464-6239

Mortgage

Document Number	0736/0622
Date	Jul 30, 2018
Book Page	000736/000622

Lender

Name	SOUTH ST BK
Type	Bank
Address	COLUMBIA, SC 29202-3113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 29, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,317.00 (+94.89%)
2024	$1,702.00 (+9.59%)	$16,500 (-)
2022	$1,553.00	$16,500	$500,000 (-) Land $100,000 Building $400,000
2020			$500,000 Land $100,000 Building $400,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	27 (1985–2025)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Hugo, Sep 1989 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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