388 Shiloh Rd, Covington, TN 38019 Property Records

Tipton County property record for 388 Shiloh Rd, Covington, TN 38019

Property Summary

Property Type	Rural Home
Details	1 ba · 1,485 sqft · built 1962
Lot Size	131 acres (5,713,765 sqft)
Owner	2 Individual Names on File
Tax Bill	$482 (2022)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`027 07000 001`

Property Details

APN / Parcel Number

Primary APN	`027 07000 001`
Alternative APN	`084027 07000 001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Flooring	Hardwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,713,765 sqft (131 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	620 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	388 SHILOH RD
City	COVINGTON
State	TN
Zip	38019-6562
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 12, COUNTY AREA: G61
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1026
Census Tract	40400

Owner

388 Shiloh Rd, a rural home, is owned and occupied by two individuals.

Source: Tipton County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	388 SHILOH RD, COVINGTON, TN 38019-6562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Jan 25, 2018	Warranty Deed, Transfer · Line of Credit PATRIOT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	388 SHILOH RD, COVINGTON, TN 38019-6562
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001861982
Date	Sep 17, 2020
Book Page	1861/982
Instrument	237060

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2030

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jan 25, 2018
Property Address	388 SHILOH RD, COVINGTON, TN 38019-6562
Document Number	1747410
Book / Page	001747 / 000410
Instrument Date	Jan 23, 2018
Instrument	210809
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	388 SHILOH RD COVINGTON TN 380196562, COVINGTON, TN 38019-6562
Investor	Possibly a Property Investor

Mortgage

Document Number	1747413
Date	Jan 25, 2018
Book Page	001747/000413
Instrument	210810

Lender

Name	PATRIOT BK
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 24, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$33,500 Land $6,100 Building $27,400
2023		$33,500 Land $6,100 Building $27,400
2022	$482.00
2020			$139,400 Land $29,800 Building $109,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 388 Shiloh Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Shiloh Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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