388 S Main St, Waldron, MI 49288 Property Records

Hillsdale County property record for 388 S Main St, Waldron, MI 49288

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 1997
Lot Size	0.359 acres (15,638 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,310 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-085-001-082`

Property Details

APN / Parcel Number

Primary APN	`17-085-001-082`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular
Exterior Material	Wood Siding
Lot Area	15,638 sqft (0.359 acres)
Lot Dimensions	460 ft deep x 34 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	388 S MAIN ST
City	WALDRON
State	MI
Zip	49288-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2RESID
Legal Description	LOTS 5, 60, 69 & 124 & S1/2 DAVIS ST ADJ THERETO ALSO DAVIS ST B/N W LN MAIN ST & W LN WEST ST ALSO THAT PRT OF WEST ST LY W
Legal Range	01W
Legal Township	09S
Legal Section	04
Legal Subdivision	SOUTH WRIGHT
Legal Lot Number	5,60,69
Jurisdiction	HILLSDALE MI
Township / Civil Division	WRIGHT
Census Block Group	4
Census Block	4008
Census Tract	51100

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	388 S MAIN ST, WALDRON, MI 49288-9744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Intrafamily Transfer, Transfer
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 19, 2022
Transfer Doc	001836/648
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Oct 6, 2022
Property Address	388 S MAIN ST, WALDRON, MI 49288-9744
Document Number	001836/648
Book / Page	1836 / 648
Instrument Date	Sep 19, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 S MAIN ST, WALDRON, MI 49288-9703

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	388 S MAIN ST, WALDRON, MI 49288-9744
Transaction Type	Mortgage
Record Updated	Aug 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0016630098
Date	Aug 1, 2017
Book Page	1663/0098

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Wright Township
Municipality	Waldron Village
Unified School District	Waldron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,300 (+3.65%)	$170,694 (+3.69%) Land $2,537 Building $168,157
2025	$1,310.00 (+3.48%) Homeowner's exemption	$82,300 (+45.41%)	$164,613 (+45.34%) Land $2,102 Building $162,511
2023		$56,600	$113,263 Land $2,174 Building $111,089
2021	$1,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDRON serves 538 people · EPA ID MI0006850
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Waldron Telephone Company DSL · Fiber in parts of the area	100 / 20
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: DMCI Broadband, Mercury Fiber, Verizon.

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