Oakland County property record for 388 Paragon Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,499 sqft · built 1969 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,023 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-16-401-006 |
| Primary APN | 88-20-16-401-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,499 sqft Living Area |
| 1st Floor Area | 1,499 sqft |
| Basement Area | 1,499 sqft |
| Finished Basement | 1,499 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 161 ft deep x 93 ft wide |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 659 sqft |
| Porch | Slab |
| Porch Area | 223 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 388 PARAGON DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 16 LARCHMONT WOODS SUB LOT 7 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 16 |
| Legal Subdivision | LARCHMONT WOODS SUB |
| Legal Lot Number | 7 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 196900 |
388 Paragon Dr is owned and occupied by an individual who acquired it in January 2026.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 388 PARAGON DR, TROY, MI 48098-4630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Feb 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage GENISYS CU |
| Jun 5, 2020 | Warranty Deed, Transfer LAKE MI CU |
| Mar 29, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2026 |
| Deed Sale | Jan 20, 2026 |
| Prior Sale | Feb 25, 2022 · Amount on File |
| Deed Document Number | 20268138 |
| Deed Book / Page | 60882 / 354 |
| Prior Transfer Date | Jan 8, 2026 |
| Prior Transfer Doc | 20260008138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 20, 2026 |
| Property Address | 388 PARAGON DR, TROY, MI 48098-4630 |
| Document Number | 20260008138 |
| Book / Page | 60882 / 354 |
| Map Reference | LB 124 PG 4 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 20260008138 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | MUTUAL TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 388 PARAGON DR, TROY, MI 48098-4630 |
| Document Number | 0060882355 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 60882/355 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 25, 2022 |
| Property Address | 388 PARAGON DR, TROY, MI 48098-4630 |
| Document Number | 0000331761 |
| Book / Page | 57513 / 269 |
| Map Reference | LB 124 PG 4 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 331761 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 388 PARAGON DR, 388, TROY, MI 48098-4630 |
| Name | Verified Name |
|---|---|
| Address | 388 PARAGON DR, TROY, MI 48098-4630 |
| Document Number | 0000332547 |
|---|---|
| Date | Feb 26, 2022 |
| Book Page | 57518/56 |
| Instrument | 332547 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 8.37% |
| Index | Other |
| Max Rate | 8.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 5, 2020 |
| Property Address | 388 PARAGON DR, TROY, MI 48098-4630 |
| Document Number | 0000108196 |
| Book / Page | 054304 / 000703 |
| Instrument Date | May 1, 2020 |
| Instrument | 108196 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2445 TORQUAY AVE #203 ROYAL OAK MI 480731134, 203, ROYAL OAK, MI 48073-1134 |
| Document Number | 108197 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 054304/000705 |
| Instrument | 108197 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 29, 2019 |
| Property Address | 388 PARAGON DR, TROY, MI 48098-4630 |
| Document Number | 0000042024 |
| Book / Page | 052685 / 000661 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 42024 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 388 PARAGON DR TROY MI 480984630, TROY, MI 48098-4630 |
The 2025 property tax bill for 388 Paragon Dr was $5,023 with a homeowner's exemption.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,023.00 | ||
| 2023 | $279,680 | ||
| 2022 | $4,850.00 | $139,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 388 Paragon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 388 Paragon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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