388 Ocean Pkwy, Berlin, MD 21811 Property Records

Worcester County property record for 388 Ocean Pkwy, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,170 sqft · built 1973
Lot Size	0.211 acres (9,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,500 (May 2005)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`03-092275`

Property Details

APN / Parcel Number

Primary APN	`03-092275`
Alternative APN	`092275`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,210 sqft (0.211 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	80 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092275
Street Address	388 OCEAN PKWY
City	BERLIN
State	MD
Zip	21811-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT W-04-565 9210 SQ FT OCEAN PARKWAY PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES SEC 04
Legal Lot Number	565
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3000
Census Tract	950600

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	388 OCEAN PKWY, BERLIN, MD 21811-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage NFM INC
Oct 26, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2005 · Amount on Record
Deed Sale	May 27, 2005 · Amount on Record
Prior Sale	Aug 13, 2004 · Amount on Record
Deed Document Number	2005355947
Deed Book / Page	4441 / 702
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	0044410702
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	388 OCEAN PKWY, OCEAN PINES, MD 21811-1526
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082820407
Date	Jan 10, 2022
Book Page	8282/407

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 26, 2023
Property Address	388 OCEAN PKWY, OCEAN PINES, MD 21811-1526
Document Number	0086580453
Book / Page	8658 / 453
Map Reference	MB FWH 11 FO 54
Instrument Date	Sep 18, 2023
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	388 OCEAN PKWY, BERLIN, MD 21811-1526

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,967 (+7.69%)	$366,400 (-) Land $180,800 Building $185,600
2025	$2,630.00 (+3.34%) Homeowner's exemption	$317,533 (+14.03%)	$366,400 (+25.01%) Land $180,800 Building $185,600
2023	$2,545.00 Homeowner's exemption	$278,467	$293,100 Land $163,300 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 193 individual policies
Nearby Flood Policies	213 units insured incl. 20 condo units
Nearby Flood Claims	36 (1984–2019)
Claims Outside the SFHA	14 of 36
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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