388 Oakley Pointe Ln, Mathews, VA 23109 Property Records

Mathews County property record for 388 Oakley Pointe Ln, Mathews, VA 23109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,228 sqft · built 1991
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on File
Last Sale$524,925 (Dec 2022)
Tax Bill$2,708 (2026)
Deeds & MortgagesDec 2022 Sale & Mortgage
Mar 2018 Transfer
Flood ZoneZone AE (high risk)
APN21-12-4

Property Details

APN / Parcel Number

Primary APN21-12-4

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,228 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address388 OAKLEY POINTE LN
CityMATHEWS
StateVA
Zip23109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAC .750 B 0000/
Legal Lot Number4
JurisdictionMATHEWS VA
Township / Civil DivisionWESTVILLE
Census Block Group2
Census Block2023
Census Tract951302

Owner

388 Oakley Pointe Ln is owned by an individual who bought it in December 2022.

Source: Mathews County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address200 RALSTON RD, HENRICO, VA 23229-8026
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Mar 19, 2018Gift Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2022 · Amount on File
Deed SaleDec 21, 2022 · Amount on File
Deed Document Number20221849
Prior Transfer DateFeb 14, 2018
Prior Transfer Doc0000000299
Record UpdatedSep 20, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionMATHEWS VA
Recording DateDec 21, 2022
Property Address388 OAKLEY POINTE LN, MATHEWS, VA 23109
Document Number0220001849
Map ReferenceMB 21 PG 36
Instrument DateDec 8, 2022
Instrument220001849
Transaction TypeTransfer
Record UpdatedFeb 13, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$262.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address200 RALSTON RD, REGENCY, VA 23229-8026

Mortgage

Document Number0220001850
DateDec 21, 2022
Instrument220001850
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

March 2018: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionMATHEWS VA
Recording DateMar 19, 2018
Property Address388 OAKLEY POINTE LN, MATHEWS, VA 23109
Document Number180000299
Map ReferenceMB 21 PG 36
Instrument DateFeb 14, 2018
Instrument180000299
Transaction TypeTransfer
Record UpdatedJun 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8670 TRABUE RD # RS, RS, NORTH CHESTERFIELD, VA 23235-2412

Tax Assessment & Valuation

The 2026 property tax bill for 388 Oakley Pointe Ln was $2,708.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMathews County
Unified School DistrictMathews County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,708.00$436,800 Land $140,600 Building $296,200
2025$2,708.00
2023$2,446.00$436,800 Land $140,600 Building $296,200$436,800 Land $140,600 Building $296,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 388 Oakley Pointe Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 139 policies
Nearby Flood Policies139 in force
Nearby Flood Claims13 (2003–2009)
Most Recent ClaimNov 2009 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Oakley Pointe Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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