Cook County property record for 388 Oak St, Des Plaines, IL 60016
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,080 sqft · built 1954 |
| Lot Size | 0.082 acres (3,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (Mar 2018) |
| Tax Bill | $4,399 (2023) |
| Deeds & Mortgages | Dec 2022 Transfer Mar 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-17-402-168 |
| Primary APN | 09-17-402-168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tar & Gravel |
| Lot Area | 3,551 sqft (0.082 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 388 OAK ST |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-4470 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (DESPLAINES)(CENTER) SUB IN EH SEC 17-41-12 |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 17 |
| Legal Subdivision | DESPLAINES CENTER |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 806201 |
Source: Cook County records · APN 09-17-402-168
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 388 OAK ST, DES PLAINES, IL 60016-4470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 20, 2022 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Mar 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOODLOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2018 · Amount on Record |
| Deed Sale | Mar 06, 2018 · Amount on Record |
| Prior Sale | Nov 17, 2000 · Amount on Record |
| Deed Document Number | 201846054 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 20, 2022 |
| Property Address | 388 OAK ST, DES PLAINES, IL 60016-4470 |
| Document Number | 0035434050 |
| Map Reference | DOC 9618025 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 2235434050 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 388 OAK ST, DES PLAINES, IL 60016-4470 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 06, 2018 |
| Property Address | 388 OAK ST, DES PLAINES, IL 60016-4470 |
| Document Number | 1806546054 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 6546054 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 ALLES ST #208 DES PLAINES IL 600167887, 208, DES PLAINES, IL 60016-7887 |
| Document Number | 1806546055 |
|---|---|
| Date | Mar 06, 2018 |
| Instrument | 6546055 |
| Name | NEIGHBORHOODLOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 05, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,000 (+4.99%) Land $11,498 Building $9,502 | $210,000 (+4.99%) Land $114,980 Building $95,020 | |
| 2023 | $4,399.00 (+3.12%) | ||
| 2022 | $4,266.00 Homeowner's exemption | $20,001 Land $3,501 Building $16,500 | $200,010 Land $35,010 Building $165,000 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 units insured incl. 78 condo units |
| Nearby Flood Claims | 164 (1983–2026) |
| Claims Outside the SFHA | 17 of 164 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Everywhere Wireless, T-Mobile USA, Verizon.
Based on FCC filings for 417 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES PLAINES serves 60,675 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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