388 Oak St, Braidwood, IL 60408 Property Records

Will County property record for 388 Oak St, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Details	2 bd · built 1950
Lot Size	0.7 acres (30,429 sqft)
Owner	2 Individual Names on File
Last Sale	$182,900 (Jul 2023)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-08-416-012`

Property Details

APN / Parcel Number

Primary APN	`02-24-08-416-012`
Alternative APN	`24084160120000`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Lot Area	30,429 sqft (0.7 acres)
Lot Dimensions	147 ft deep x 207 ft wide

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	388 OAK ST
City	BRAIDWOOD
State	IL
Zip	60408-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 (EX THE NW'LY 70 FT THROF) IN BLK 10 IN JOHN H DANIELS SUB OF CHICAGO WILMINGTON'S COAL CO'S, BEING A SUB OF PRT OF SE
Legal Range	09E
Legal Township	32N
Legal Section	08
Legal Subdivision	JOHN H DANIELS SUB
Legal Block	10
Legal Lot Number	9
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	1
Census Block	1039
Census Tract	884004

Owner

388 Oak St is owned and occupied by two individuals who bought it in July 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	388 OAK ST, BRAIDWOOD, IL 60408-2051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 23, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK
Dec 6, 2019	Deed, Transfer · VA Mortgage FIRST MIDWEST BANK
Apr 25, 2019	Loan Modification, Mortgage CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Oct 25, 2018	Loan Modification, Mortgage FIRST BK/MANHATTAN
Apr 30, 2018	Grant Deed, Foreclosure · Line of Credit FIRST BK/MANHATTAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Jul 12, 2021 · Amount on File
Deed Document Number	202334919
Prior Transfer Date	Dec 20, 2022
Prior Transfer Doc	0000088723
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Jul 13, 2023
Property Address	388 OAK ST, BRAIDWOOD, IL 60408-2051
Document Number	0000034919
Instrument Date	Jun 30, 2023
Instrument	R2023034919
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2750 CEMETERY RD, MORRIS, IL 60450-7341

Mortgage

Document Number	0000034920
Date	Jul 13, 2023
Instrument	R2023034920

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Dec 23, 2022
Property Address	388 OAK ST, BRAIDWOOD, IL 60408-2051
Document Number	0000088723
Instrument Date	Dec 20, 2022
Instrument	R2022088723
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	388 OAK ST, BRAIDWOOD, IL 60408-2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 12, 2021
Property Address	388 OAK ST, BRAIDWOOD, IL 60408-2051
Document Number	0000075683
Instrument Date	Jun 2, 2021
Instrument	R2021075683
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 OAK ST, BRAIDWOOD, IL 60408-2051

Mortgage

Document Number	0000075684
Date	Jul 12, 2021
Instrument	R2021075684

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Dec 6, 2019
Property Address	388 OAK ST, BRAIDWOOD, IL 60408-2051
Document Number	0000087682
Instrument Date	Nov 11, 2019
Instrument	R2019087682
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S WASHINGTON ST, BRAIDWOOD, IL 60408-2102

Mortgage

Document Number	0000087683
Date	Dec 6, 2019
Instrument	R2019087683

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	388 OAK ST, BRAIDWOOD, IL 60408-2051
Document Number	0000036649
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	388 OAK ST BRAIDWOOD IL 604082051, BRAIDWOOD, IL 60408-2051

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	388 OAK ST, BRAIDWOOD, IL 60408-2051
Document Number	0000087027
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	388 OAK ST BRAIDWOOD IL 604082051, BRAIDWOOD, IL 60408-2051

Mortgage

Document Number	0000087027
Date	Dec 13, 2018
Instrument	87027

Lender

Name	FIRST BK/MANHATTAN
Type	Bank
Address	MANHATTAN, IL 60442

Agreement

Term	12 Months
Due	Dec 12, 2019

April 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Apr 30, 2018
Property Address	388 OAK ST, BRAIDWOOD, IL 60408-2051
Document Number	0000028649
Instrument Date	Apr 24, 2018
Instrument	28649
Transaction Type	Foreclosure
Record Updated	May 14, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	17109 S LILY CACHE RD PLAINFIELD IL 605869088, PLAINFIELD, IL 60586-9088

Mortgage

Document Number	28650
Date	Apr 30, 2018
Instrument	28650

Lender

Name	FIRST BK/MANHATTAN
Type	Bank
Address	MANHATTAN, IL 60442

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 388 Oak St was $3,870.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,870.00	$67,270 (+8.9%) Land $12,148 Building $55,122	$201,810 (+8.9%) Land $36,444 Building $165,366
2024		$61,772 Land $11,155 Building $50,617	$185,316 Land $33,465 Building $151,851
2022	$3,051.00 Homeowner's exemption	$50,205 Land $9,066 Building $41,139	$150,615 Land $27,198 Building $123,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 388 Oak St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1979–2013)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Feb 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Oak St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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