388 N Westwind Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 388 N Westwind Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,760 sqft · built 1947
Lot Size	0.28 acres (12,200 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jul 2004)
Tax Bill	$9,234 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jul 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`486-104-14-00`

Property Details

APN / Parcel Number

Primary APN	`486-104-14-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,760 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	12,200 sqft (0.28 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	388 N WESTWIND DR
City	EL CAJON
State	CA
Zip	92020-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 20 TR 002379
Legal Subdivision	ROLLING HILLS
Legal Tract	002379
Legal Block	2
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	388 N WESTWIND DR, EL CAJON, CA 92020-2845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2004 · Amount on File
Deed Sale	Jul 2, 2004 · Amount on File
Deed Document Number	2004625980
Prior Transfer Date	May 19, 1977
Prior Transfer Doc	0000128743
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	388 N WESTWIND DR, EL CAJON, CA 92020-2845
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 N WESTWIND DR, EL CAJON, CA 92020-2845

Mortgage

Document Number	0000307528
Date	Jul 27, 2022
Instrument	2022-0307528

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	388 N WESTWIND DR, EL CAJON, CA 92020-2845
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307528
Date	Jul 27, 2022
Instrument	2022-0307528

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	388 N WESTWIND DR, EL CAJON, CA 92020-2845
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 N WESTWIND DR, EL CAJON, CA 92020-2845

Mortgage

Document Number	0000275604
Date	Jul 6, 2022
Instrument	2022-0275604

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2037

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	388 N WESTWIND DR, EL CAJON, CA 92020-2845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000573587
Date	Dec 11, 2017
Instrument	2017-0573587

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	388 N WESTWIND DR, EL CAJON, CA 92020-2845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 N WESTWIND DR, EL CAJON, CA 92020-2837

Mortgage

Document Number	0000501432
Date	Aug 31, 2020
Instrument	2020-0501432

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$739,267 (+2%) Land $355,417 Building $383,850
2025	$9,234.00 (+0.54%) Homeowner's exemption	$724,773 (+4.04%) Land $348,449 Building $376,324
2023	$9,184.00 (+2.72%) Homeowner's exemption	$696,631 Land $334,919 Building $361,712
2022	$8,941.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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