St. Johns County property record for 388 N Twin Maple Rd, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,244 sqft · built 2011 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Dec 2016) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136074-0640 |
| Primary APN | 136074-0640 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| Gross Area | 2,213 sqft |
| 1st Floor Area | 1,244 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 137 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 388 N TWIN MAPLE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 62/13-24 TWIN LAKES LOT 64 OR4310/703 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21103 |
Source: St. Johns County records · APN 136074-0640
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 388 N TWIN MAPLE RD, SAINT AUGUSTINE, FL 32084-8365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION |
| Jan 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on Record |
| Deed Sale | Dec 30, 2016 · Amount on Record |
| Prior Sale | Nov 09, 2011 · Amount on Record |
| Deed Document Number | 201686018 |
| Deed Book / Page | 4310 / 703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 22, 2026 |
| Property Address | 388 N TWIN MAPLE RD, SAINT AUGUSTINE, FL 32084-8365 |
| Document Number | 0000062845 |
| Book / Page | 6406 / 859 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202662845 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 388 N TWIN MAPLE RD, SAINT AUGUSTINE, FL 32084-8365 |
| Document Number | 0000062845, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 6406/859 |
| Instrument | 202662845 |
| Name | VYSTAR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 388 N TWIN MAPLE RD, SAINT AUGUSTINE, FL 32084-8365 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 388 N TWIN MAPLE RD, ST AUGUSTINE, FL 32084-8365 |
| Document Number | 0056980753 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 5698/753 |
| Instrument | 2023005708 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 388 N TWIN MAPLE RD, SAINT AUGUSTINE, FL 32084-8365 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 388 N TWIN MAPLE RD, ST AUGUSTINE, FL 32084-8365 |
| Document Number | 0055401958 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 5540/1958 |
| Instrument | 2022040523 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 388 N TWIN MAPLE RD, SAINT AUGUSTINE, FL 32084-8365 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050321770 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 5032/1770 |
| Instrument | 2020074454 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 8.62% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,515 (+2.7%) | $294,271 (+5.13%) Land $75,000 Building $219,271 | |
| 2025 | $2,507.00 (+14.11%) Homeowner's exemption | $200,112 (+2.9%) | $279,921 (-0.46%) Land $75,000 Building $204,921 |
| 2024 | $2,197.00 (+2.14%) Homeowner's exemption | $194,472 (+3%) | $281,228 (-3.62%) Land $75,000 Building $206,228 |
| 2023 | $2,151.00 (+20.17%) Homeowner's exemption | $188,808 (+17.48%) | $291,784 (+16.83%) Land $75,000 Building $216,784 |
| 2022 | $1,790.00 Homeowner's exemption | $160,718 | $249,743 Land $78,400 Building $171,343 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 204 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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