388 N Sand Palm Rd, Freeport, FL 32439 Property Records

Walton County property record for 388 N Sand Palm Rd, Freeport, FL 32439

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,471 sqft · built 2021
Owner	2 Individual Names on File
Last Sale	$238,000 (Jun 2025)
Tax Bill	$2,363 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1S-19-23115-000-2230`

Property Details

APN / Parcel Number

Primary APN	`10-1S-19-23115-000-2230`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,471 sqft Living Area
Gross Area	1,740 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	388 N SAND PALM RD
City	FREEPORT
State	FL
Zip	32439-3734
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 223 VERANDAS AT FREEPORT PHASE 1C-3 PB 23-11 OR 3179-836 OR 3361-4011
Legal Subdivision	FREEPORT
Legal Phase	1C-3
Legal Lot Number	223
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2007
Census Tract	950306

Owner

388 N Sand Palm Rd, a townhouse, is owned and occupied by two individuals who bought it in June 2025.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	388 N SAND PALM RD, FREEPORT, FL 32439-3734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Deed Document Number	0033614011
Deed Book / Page	3179 / 836
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	20210002510
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 19, 2021
Property Address	388 N SAND PALM RD, FREEPORT, FL 32439-3734
Document Number	0031790836
Book / Page	3179 / 836
Map Reference	MB 23 PG 11
Instrument Date	Jan 15, 2021
Instrument	20210002510
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,299.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 LOUISVILLE RD, 4520, BOWLING GREEN, KY 42101-8438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 N SAND PALM RD, FREEPORT, FL 32439-3734

Mortgage

Document Number	0003179837
Date	Jan 19, 2021
Instrument	3179/837

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 19, 2021
Property Address	388 N SAND PALM RD, FREEPORT, FL 32439-3734
Document Number	0031790836
Book / Page	3179 / 836
Map Reference	MB 23 PG 11
Instrument Date	Jan 15, 2021
Instrument	20210002510
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,299.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 LOUISVILLE RD, 4520, BOWLING GREEN, KY 42101-8438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 N SAND PALM RD, FREEPORT, FL 32439-3734

Mortgage

Document Number	3179837
Date	Jan 19, 2021
Instrument	3179/837

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,300 Land $30,000 Building $193,300	$223,300 Land $30,000 Building $193,300
2024	$2,363.00 (+7.46%)
2023	$2,199.00 (-8.57%) Homeowner's exemption	$210,420 (+15.38%) Building $210,420	$210,420 (+15.38%) Building $210,420
2022	$2,405.00	$182,364 Building $182,364	$182,364 Building $182,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 388 N Sand Palm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 N Sand Palm Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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