Warren County property record for 388 N River Rd, Middletown, VA 22645
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,928 sqft · built 2007 |
| Lot Size | 23 acres (1,003,361 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Feb 2025) |
| Tax Bill | $2,624 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11/8 |
| Primary APN | 11/8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 4,249 sqft |
| 1st Floor Area | 1,928 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,003,361 sqft (23 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 411 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1260 |
|---|---|
| Old Parcel Number | 11 8 |
| Street Address | 388 N RIVER RD |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-3736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | RES JERRY A THOMAS PROP WF01-1 LR01-6438 LR05-10921 |
| Legal Subdivision | NORTH RIVER-COUNTY |
| Jurisdiction | WARREN VA |
| Township / Civil Division | NORTH RIVER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20200 |
Source: Warren County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 388 N RIVER RD, MIDDLETOWN, VA 22645-3736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 11, 2025 | Gift Deed, Transfer |
| Feb 11, 2025 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on Record |
| Deed Sale | Feb 11, 2025 · Amount on Record |
| Deed Document Number | 2025588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 388 N RIVER RD, MIDDLETOWN, VA 22645-3736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 388 N RIVER RD, MIDDLETOWN, VA 22645-3736 |
| Document Number | 0250004692 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 250004692 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Mar 11, 2025 |
| Property Address | 388 N RIVER RD, MIDDLETOWN, VA 22645-3736 |
| Document Number | 0250000986 |
| Map Reference | MB 287 PG 794 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 250000986 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 388 N RIVER RD, MIDDLETOWN, VA 22645-3736 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Feb 11, 2025 |
| Property Address | 388 N RIVER RD, MIDDLETOWN, VA 22645-3736 |
| Document Number | 0250000588 |
| Map Reference | DOC 010006438 |
| Instrument Date | Feb 10, 2025 |
| Instrument | 250000588 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 388 N RIVER RD, MIDDLETOWN, VA 22645-3736 |
| Document Number | 0250000589 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 250000589 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,624.00 | $687,948 (+49.12%) Land $296,900 Building $391,048 | |
| 2025 | $461,348 (-24.71%) Land $70,300 Building $391,048 | $687,948 (+12.26%) Land $296,900 Building $391,048 | |
| 2024 | $3,977.00 | $612,800 (-) Land $272,100 Building $340,700 | $612,800 (-) Land $272,100 Building $340,700 |
| 2023 | $612,800 Land $272,100 Building $340,700 | $612,800 Land $272,100 Building $340,700 | |
| 2022 | $3,977.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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